Empower Blog Property & Financial Investment

The Four Ways a Property Investor Will Pay

It’s always interesting the psychology of the property investor, when I’m chatting to them about the idea of if they are to pay for advice or whether they get the advice for free. Cause in my view, you are going to pay in four ways. The first way is to pay through buying the wrong assets, and that is not an egotistical statement. That’s actu...

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How to negotiate a great property deal out there?

Buying a property in a buyer’s market is a lot easier than buying in a seller’s market. With abundant properties, slow-moving sales, and low prices, you can snag a good deal even with rusty negotiation skills. Unfortunately, the Australian property market is not currently a buyer’s paradise. Across the country, prices have been steadily risin...

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Three Simple Tips to Keep a Good Credit Rating

Gaining and maintaining good credit is one of the most important things a person can do for themselves. Credit is something that is often confusing to people who are looking to start building their credit and a daily necessity to those that have an established history. Following the Global Financial Crisis (GFC), Australia is now using a system wh...

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What Happens Once the Contract Proceeds Unconditionally?

Once the Contract proceeds unconditionally, we know that our clients got their finance approved or an approval is in place and we now have a settlement date that we must work towards. So the next step for us is we contact the Mortgage Broker or the Banker and provide them with a range of documents we believe they will need to provide to the banks...

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RBA Rate Decision – March 2015

Today the Reserve Bank of Australia decides to keep rates on hold after dropping rates by 25 basis points last month. Now looking at the Board Meeting minutes from last month, it was a bit of a flip of the coin whether they were going to drop rates in February or potentially wait until March. Ultimately, we all know the outcome of that. They d...

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Investing Interstate

In this episode of Real Estate Talk, Kevin Turner interviews Bryce Holdaway and ask him about investing interstate. What is the trend in the property market now and should we invest in our own backyard where we are more comfortable or board a plane and invest in a new area? Here a snippet of the podcast: Kevin: Yes. It’s always much easier when ...

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Negative Gearing vs Positive Gearing | Which is Better?

Hello, Ben Kingsley here and today I want to talk about Negative Gearing vs Positive Gearing. Now the difference between the two is an income outcome which basically means that with negative gearing properties, we actually have to put some of our surplus cash into supporting the investment as opposed to positive gearing where we actually get some ...

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The Market in 2015

>> Play Audio here   In this episode of Real Estate Talk, Kevin Turner interviews Bryce Holdaway and ask him what is going to happen to the Australian Property Market in 2015. Bryce says there are some clear signals about how buoyant the market will be this year and he tells us about some markets that he believes will show good growt...

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Do Holiday Homes make Good Investments?

I’m often asked the question on whether or not Holiday homes make for great investments and generally speaking, from what I’ve seen, it doesn’t and largely it comes down to the fact that the time when you want to rent it out to get the maximum money from is actually the time when you want to spend the time in there with your family. So that...

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RBA Interest Rate Cut

Anchor: For the first time in 18 months, RBA has reduced the cash rate by 25 basis points. That's a quarter of a percent for you and I. The move was design to lower the exchange rate and offset declines in key commodity prices. However many are wondering how the 2015 Australian Property Market will react. Bryce Holdaway is a partner in Empower W...

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Having an Exit Strategy

>> Play Audio Here In this podcast, Kevin Turner from Real Estate Talk focused on the recent articles by API Magazine that wrote about investment strategy and having an exit strategy set in place. He talks to Ben Kingsley about the sensitive but necessary discussion of having an exit strategy. You might not want to think about it, but Ben gi...

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RBA Rate Decision – February 2015 – Why did they drop 25 basis points?

So why did the Reserve Bank of Australia (RBA) moved on interest rates this month when most commentators including myself actually thought it would stay at the 2.5% cash rate. The 25 basis points reduction to 2.25%- what's behind that? Well, the story is around our currency and we really need to get our currency lower. I think you'll find the RB...

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Buyers’ Agent Brief

Armed with an upwardly mobile couple's investment goals, three local experts set about finding the perfect strategy for kicking off their portfolio. In the January 2015 issue of Australian Property Investor Magazine (API), they introduced a new series called 'Buyers's Agent Brief'. Kieran Clair presented Bryce Holdaway with a hypothetical client b...

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