Investment education articles & tips

Guaranteed Property Returns: Why Investors Should Be Cautious of Promises That Sound Too Good to Be True

The recent liquidation of a highly prolific property advisory firm has put a spotlight back on an important issue in property investing: Guaranteed Returns. For many investors, certainty is incredibly appealing. When markets feel noisy, tax policy is changing, borrowing conditions are shifting, and people are trying to make smart decisi...

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Should I Still Invest in Property Without Negative Gearing?

Last week, we released a blog titled: What the 2026 Negative Gearing and CGT Changes Could Mean for Property Investors. Since then, one question has come up again and again from our clients and close network: “Should I still invest in property without negative gearing?” And honestly, it’s understandable why. Between headlines a...

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What the 2026 Negative Gearing and CGT Changes Could Mean for Property Investors

On Tuesday night, 12 May 2026, the Federal Government proposed significant changes to property investment taxation in Australia. These changes still require legislation to be passed, but we anticipate this will occur, potentially with some minor tweaks. For now, we are working on the assumption that they will become law, and we will continue to...

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Resilience through selectivity: VanEck’s Jan 2026 Summary 

Please Note: This report was created and provided by VanEck. “Gold is a way of going long on fear.” – Warren Buffett There is no doubt that many investors are mindful. Many markets appear fully priced, and geopolitics weigh heavily. As a result, during the last quarter of 2025, gold and its miners have continued to rally. There we...

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Merry Christmas from the Empower Wealth Community: A Year of Impact, Growth and Gratitude

As 2025 draws to a close and the festive season fills the air, it’s the perfect moment to pause, take stock, and reflect on an extraordinary year across Empower Wealth, Moorr and The Property Couch. This year has been one of significant achievements, meaningful progress, and heartfelt reminders of why our mission matters so deeply. Cele...

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Introducing Property Plan Tracker — Your Property Plan, Finally Trackable

For years, Empower Wealth clients have built their long-term property strategies using detailed Property Portfolio Plans — and until now, there hasn’t been an easy way to do property portfolio plan tracking in real time. This is exactly why Moorr was created. Moorr began as an internal tool developed by Empower Wealth to support our Qual...

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1,000 Five-Star Reviews & Wealth Advisory of the Year 2025!

It’s a double celebration at Empower Wealth! This year, we’ve been named Wealth Advisory of the Year 2025 for the second year in a row, and we’ve also just reached another milestone — between our Melbourne and Sydney office, we've received 1,000 five-star Google reviews from our clients! For us, these two achievements go hand in han...

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The Selective Path: VanEck’s Oct 2025 Summary 

Please Note: This report was created and provided by VanEck. “Inside every cynical person, there is a disappointed idealist.” – George Carlin It has not been difficult this quarter to peruse the financial press and read about lofty valuations, the AI boom and market distortions caused by the rise of select mega-caps. At the same...

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Why Advice Matters More Than Ever

In uncertain times, having someone in your corner who understands both the numbers and the human side of money can make all the difference. That’s exactly what the Financial Advice Association Australia’s (FAAA) 2025 Value of Advice Index highlights: Australians who work with a financial adviser are more confident, satisfied, and secure across...

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Big News for First-Home Buyers: The 5% First Home Buyer Deposit Scheme Starts Sooner

Buying your first home has always been one of life’s biggest milestones… and one of its biggest challenges. For most Australians, the hardest part isn’t paying the mortgage — it’s saving that elusive deposit. The good news? From 1 October 2025, the Federal Government’s new initiative means first-home buyers can step into the market ...

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Why premiums go up (and what you can do about it)

Note: This article was first released by OnePath here. There are 3 key reasons why your life insurance premiums go up from year to year. While you can't control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover increases differently depending on whether ...

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Difficulties and opportunities: VanEck’s 2025 Q3 Summary 

Please Note: This report was created and provided by VanEck. “In the middle of difficulty lies opportunity” – Albert Einstein. We are in the middle of difficulty. Drafting the quarter’s ViewPoints has been more difficult than in past editions. Why? Because what is influencing markets as we write this may be superseded by somethin...

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Should I Buy Property Now in Australia? Here’s What the Latest Auction Data (and Our Reel) Is Telling Us

A few weeks ago, we posted a short video on Instagram from a Melbourne auction. It was only 12 seconds long — just a quick pan of the crowd. But the reaction was anything but small. In a matter of hours, the reel racked up 17,000+ views and 40+ shares. That level of engagement told us something important: people are starting to feel the ...

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