Free property & financial investment reports

What are the free reports about?

• How to Buy An Investment Property Without Impacting the Family Budget

  It was back in 1999 and I still remember the look on my friend Mark’s face when he told me “there just seems to be too much month left at the end of the money.” Considering he and his wife have four kids that seemed fair enough but you don’t have to have four kids to know that cash flow is tight in a lot of households irrespective of what their income is. The thought of putting extra strain on the family budget of buying an investment property is enough to put it off the agenda indefinitely for most.

  In fact, according to the ATO, there are 1,637,872 tax returns lodged in Australia claiming one or more rental properties which, in isolation, sounds like a lot of investors. But given the population of Australia is about 22,660,631 at the moment this means that only 7 out of every 100 people (7.23%) are actually property investors. But how did they do it? How can they juggle their all the household costs AND still have money left to build a Property Portfolio?

• 4 Steps to Understand Before Buying Your Next Home

  There are four crucial steps you need to consider when buying your next home. A successful transition to your dream home relies on you managing each of these steps. What we generally find is that most buyers are very good at one of the steps, but lacking in the other three.

  As one highly experienced Buyers Agent in our team says: “It’s simple but it’s not easy”. So in this report we break down each point so it becomes a little easier for homebuyers to execute the right purchase.

• 7 Common Mistakes Made When Selecting Your Home Loan

  Whether it’s your very first home loan, your first investment property loan, or maybe even a refinance of an existing loan, the decision you make about which lender and what loan product you choose carries a significant financial impact, so you need to get it right.

  This report is to ensure those of you just starting out or are looking to get your financial affairs in order don’t make any of these common mistakes.

• 7 Reasons Why You Should be Using a Mortgage Broker

  When you buy a drill bit, you don’t really want the drill bit, you really want the hole it will make you. Mortgages, Home Loans, Investment Loans, and Lines of Credit fall in the same category – you don’t really want the debt, but you certainly do want what the money allows you to obtain – a home, an investment property, renovations, a car etc.

  Add to this that a mortgage or loan is a high cost item and you can start to see the real importance of seeking professional help to make sure you make the right decision on the right loan for you. That’s why we produced this special report: The Top 7 Reasons to Use a Mortgage Broker / Finance Advisor.

• Behind the Scenes of a Property Sale - From Auctions to Private Treaty

  Over the years, we’ve noticed that many buyers decide on a property based on the way it transacts. Some prefer auctions for the transparency, while a vast majority prefer private sales/treaties for the lack of public display. At the end of the day, they are merely a means to sell and everything is negotiable, as long as you understand the logic behind each of these methods and the motivation of both the vendor and the real estate agent.

  Many reports often unpack the fundamentals of property investing from a buyer’s perspective, and rarely shine a light on the selling agent’s point of view. So that’s the main objective of this free report. As Sun Tzu said in his book The Art of War: “Know your enemy and know yourself and you can fight a hundred battles without disaster.”

• 5 Fundamental Tips for Negotiating a Property Purchase

  Most house buyers don’t buy a house every year, let alone every month. But our buyers agents do! In fact, they buy property all year round and are experts at negotiating – which can be an exhilarating experience but for many is just plain terrifying.

  This special report provides you with 5 important insights and tips when it comes to negotiating a property purchase. They are each important, and if implemented correctly will guarantee any buyer a better chance at a great negotiation and thus overall result.

• 5 Questions to Ask When Choosing Your Financial Planner

  With over 10,000 registered financial advisors in Australia, how do you know if your advisor or the advisor you are meeting with is the right one for you?

  Empower Wealth has years of experience providing advice to Australians to help them become wealth creators. In this report you will find some important questions to consider when deciding if a financial planner is right for you.

• 5 Tax Tips for Every Property Investor

  This report details the top 5 tax rules every property investor must understand – from negative gearing insights to some of the tax implications that will apply when you turn your principal place of residence (PPOR) into an investment property.

• 10 Reasons to Set Up a Self-Managed Super Fund (SMSF)

  In just five years, from 2005 to 2010, the number of Self Managed Superannuation Funds (SMSF) grew by 47%* (compared to the growth in superannuation assets within industry and retail funds of 23%* and 21%* respectively). And, over this same period the average net establishment (that is new funds established less funds that were wound up) was approximately 25,000* per annum. So with such a large number of new funds being established year on year it begs the question; what is it and why has it become so popular?

• 7 Common Mistakes When Building Wealth

  One of the key objectives of Money and Wealth Planning (Money Management) is to help people identify how much wealth they will need to build over the course of their working lives, in order to create a passive income to provide them with the lifestyle they desire once they are no longer working for a living. The Association of Superannuation Funds of Australia (ASFA) benchmarks the annual budget needed by Australians to fund either a comfortable or modest standard of living in their post-work years. The figures are updated quarterly and provide detailed budgets of what singles and couples would need to spend to support their chosen lifestyle.

  For example, the ASFA Retirement Standard shows that a couple who own their own home and are looking to achieve a comfortable standard of living in retirement will need to spend $55,080 a year at today’s prices. To put that in perspective, it would require a retirement “nest egg” of between $500,000 and $1,200,000 in a Superannuation Fund delivering a 6% Return on Investment (after all fees and charges) to provide this level of income, depending on how long the income stream was required to last. ($500,000 would last about 11 years, while $1,200,000 would last about 36 years.) So, how much people want to be able to spend on their lifestyle in retirement, and for how long, are two key factors in determining the amount of wealth required.