Empower Blog Property & Financial Investment

When is the right time to buy residential properties

Here in Empower Wealth, we are often asked, “When is the right time to buy residential investment properties?” And the question is really back on you in terms of how is your financial circumstances? Are you in the position that you can afford to buy now and hold on to the property for the long term? Because I want to show you something here as ...

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Is interest rate really THAT important?

BH: Today I'm chatting with Simon Gillespie who's the Senior Finance Adviser and an investment savvy finance specialist and we're going to talk about the question: Is interest rate really that important? I must admit Simon I often get that question from clients where they just say - what's the best rate you can get me? It's probably not the best qu...

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RBA Rate Decision – April 2016

As widely anticipated the reserve governor and the board met and they've kept interest rates on hold for another month. Now what are we looking at around interest rates and monetary and fiscal policy? Well there's a lot of things that we're looking at. Firstly, we're coming into an election period and what that means is the reserve bank may actual...

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Retiring younger and richer

At one point or another, most of us would have thought about retiring younger and richer. It is not an uncommon dream and if you're lucky, you would probably achieved this already. But for the rest of us, this dream requires strategic planning. This time on the cover story of Australian Property Investor (API) Magazine, Ben Kingsley and other ...

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Wealth Building Strategy for your Life Stages

Every life stages that you go through comes with different wants and needs. When you are fresh out of university, some of you would want to explore the world and experience more while others might jump straight into the corporate ladder and focus on building their career. As you grow older and found your significant other, things will change agai...

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How important is asset selection?

So I am always asked the question, "How important is Asset selection?" Because fundamentally, it is THE very thing that we are investing in as our vehicle of choice if we are property investors. Now I just wanted to show you that just getting a slight change in performance in asset selection can make an enormous difference. Let's have a look at th...

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The financial impact of negative gearing

With all the debate around negative gearing, I thought it was time in this how to session to actually look at the number. The dollars and cents behind what a decision like changing Negative Gearing would have on a personal circumstance. So it’s important that we take a look at that and unpack that story so we can bring those facts to life. What u...

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How to Retire on $2000 a week

This time on the Today Show, Ben Kingsley was asked to talk about his and Bryce's book: The Armchair Guide to Property Investing. One of the key goals of this book is to showcase how to retire on $2000 a week by investing in property and build up their property portfolio. Ben will be talking about the Property Investment Formula, investing strategi...

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Home Buyer’s Big Dilemma

With a booming property market and record low interest rates, most home buyers are wondering if they should buy now or wait for the market to correct itself. But what if that never happens? In the February 2016 issue of Money Magazine, Ben Kingsley was given a case study of a home buyer in his early 30s, married, currently renting and is wond...

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RBA Rate Decision – March 2016

Today, the reserve government and the board meet and they have kept interest rate on hold for another month. Now it has been an interesting month, past month, we saw the labor party come out with negative gearing policy changes. What's interesting about this negative gearing policy change is the way they've decided to treat new and existing propert...

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Double trouble for the Australian Property Market?

It is no secret that property values have dramatically increased in the last 10 years. So much so, that some commentators are saying that the Australian Property Market is experiencing a property bubble and a "burst" is coming. In this episode of Today show, Bryce Holdaway was asked to give his opinion on these questions: which city has seen the...

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Is Negative Gearing good or bad?

With so much debate right now about negative gearing it's really important to try and provide some balance. Is it a good thing or is it a bad thing? So I'm going to come up with five reasons why I think it's a positive thing for the economy and of course I've got to declare my self-interest here because I am a property investor myself. I have a bus...

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Sky Business News – Your Money Your Call (February 2016)

Ben Kingsley is invited to join the SKY Business News Channel, Your Money Your Call (YMYC) on 21st of February 2016 along with Lisa Montgomery to discuss what's making news in the property market and more. This time, they answered a number of emails and calls from viewers and some of the topics are: The recent Current Affair episode about a youn...

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