Empower Blog Property & Financial Investment

RBA Rate Decision – May 2016

On this budget Tuesday, the Reserve Governor and the Board met and they’ve dropped interest rates. Now this is the first interest rate drop since May of last year. So it’s been 12 months but they've decided to pull the trigger on the cash rate and lower in that cash rate. Now what’s interesting about this is, if we actually go back two weeks...

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Five tips to get property advice

Its always an interesting discussion you have with someone who' s planning a wedding. They spend this huge amount of time in the lead up to the wedding. What they're going to have at the reception, what dress, what the groom is going to wear, where are they going for their honeymoon.. It's just so much planning that goes into this very one day but ...

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Rent and Invest

We've previously talked about Rentvesting before, what is it and how it'll work. This time on the Cover Story of the March 2016 Issue of Money Magazine, Ben Kingsley was invited to write about this investment strategy in more detail. It's definitely a growing trend but it is important to note that this rent and invest is not for everyone. Hence, i...

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Sky Business News – Your Money Your Call (April 2016)

This time on SKY Business News Channel, Your Money Your Call (YMYC), Ben Kingsley joins the panel to discuss what's making news in the property market and more. They answered a number of emails and calls from viewers and some of the topics are: How's the property market going in NSW and indicators to determine the health of the market such as ...

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Putting theory into practice in asset selection

One of the things that I think is really difficult for property investors is bringing the theory and then putting it into practice. We've always talked about the bigger picture of what we should be looking for in an asset selection. So you know, in terms of owner occupier appeal rather than investor only appeal. We've talked about it needing to be ...

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Rentvesting: Is it the right strategy for you?

So in this how to video, what I want to do is explore the idea of rentvesting and whether it is the right type of strategy for you. Now, every household is different in regards to their financial and personal goals. Rentvesting is the concept whereby you rent where you want to live but you invest the savings into a portfolio of properties, ultimate...

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When is the right time to buy residential properties

Here in Empower Wealth, we are often asked, “When is the right time to buy residential investment properties?” And the question is really back on you in terms of how is your financial circumstances? Are you in the position that you can afford to buy now and hold on to the property for the long term? Because I want to show you something here as ...

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Is interest rate really THAT important?

BH: Today I'm chatting with Simon Gillespie who's the Senior Finance Adviser and an investment savvy finance specialist and we're going to talk about the question: Is interest rate really that important? I must admit Simon I often get that question from clients where they just say - what's the best rate you can get me? It's probably not the best qu...

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RBA Rate Decision – April 2016

As widely anticipated the reserve governor and the board met and they've kept interest rates on hold for another month. Now what are we looking at around interest rates and monetary and fiscal policy? Well there's a lot of things that we're looking at. Firstly, we're coming into an election period and what that means is the reserve bank may actual...

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Retiring younger and richer

At one point or another, most of us would have thought about retiring younger and richer. It is not an uncommon dream and if you're lucky, you would probably achieved this already. But for the rest of us, this dream requires strategic planning. This time on the cover story of Australian Property Investor (API) Magazine, Ben Kingsley and other ...

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Wealth Building Strategy for your Life Stages

Every life stages that you go through comes with different wants and needs. When you are fresh out of university, some of you would want to explore the world and experience more while others might jump straight into the corporate ladder and focus on building their career. As you grow older and found your significant other, things will change agai...

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How important is asset selection?

So I am always asked the question, "How important is Asset selection?" Because fundamentally, it is THE very thing that we are investing in as our vehicle of choice if we are property investors. Now I just wanted to show you that just getting a slight change in performance in asset selection can make an enormous difference. Let's have a look at th...

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The financial impact of negative gearing

With all the debate around negative gearing, I thought it was time in this how to session to actually look at the number. The dollars and cents behind what a decision like changing Negative Gearing would have on a personal circumstance. So it’s important that we take a look at that and unpack that story so we can bring those facts to life. What u...

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