Empower Blog Property & Financial Investment

Happy New Year from the Empower Wealth Team!

Thank you for a great year! From all of us here at Empower Wealth we'd like to thank you for your continued support over the past year and we wish you great start to 2016! 2015 has been an amazing year for us. Let’s see what we’ve done this year: We’ve helped more clients in achieving their financial goals We launched our Location Analy...

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Suburb growth and the changes that are happening across Australia

Ben Kingsley was asked to appear on this episode of 774 ABC Radio Melbourne. Today’s topic is about suburb growth and the changes that are happening across Australia, in particular the Melbourne area. As compared to 40 years ago where people value land size and they would live a bit further from the city, the current perception towards property ...

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Breaking the Golden Rules in Property: A New Perspective

When it comes to property investment, the phrase "location, location, location" has long been hailed as the golden rule. It's the mantra that every seasoned investor knows, and it’s usually the first piece of advice given to newcomers. But what happens when the tried and true starts to evolve? Are we beginning to break the golden rules of pr...

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Sky Business News – Your Money Your Call (December 2015)

In this SKY Business News Channel, Your Money Your Call (YMYC) on 21st of December 2015, Ben Kingsley joins Margaret Lomas and Michael Tey from Block Strata to discuss what's making news in the property market and more. This time, they answered a number of emails and calls from viewers and some of the topics are: What are the top issues that fac...

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So you’ve bought the property… What’s Next? (Part 2)

The next step is, "Well, ok, once I've settled, the next biggest anxiety I'm going to have is whether or not I'm going to get a tenant." So you really need to start thinking about property managers and interviewing a range of property managers. Ask them some key questions because they are going to be in charge of looking after your asset. For me, t...

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Putting your money to work – Money Management & Loan Structure

So in this How to Session, we are rolling our sleeves up and we are getting into a little bit more Expert level understanding on putting our money to work. Now in this session, we are putting our money to work and I'm also going to put a bit of flavor in this one and talk about how we can do this without impacting on the household budget. So let's ...

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RBA Rate Decision – December 2015

Yes, it is the first of December and I still have the remnants of my mustache from Movember. Trust me, it will be gone by tonight. Just a busy morning. Anyway, I'm not here to talk about my mustache and Movember but thank you to those who donated. It is very kind of you. Let's talk about the RBA. As widely anticipated, and it is pretty much unanimo...

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So you’ve bought the property… What’s Next? (Part 1)

What I find is when people are buying an investment property, they use a lot of mental fuel in the decision to actually, will I or won't I buy one. And I kind of think of it like.. Do you know when a plane is on the tarmac and it's just about to take off. That moment when it leaves the tarmac and gets up to say 30,000 feet before it levels off. Tha...

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Who’s more important: Buyers Agent or Mortgage Broker?

So, it is always interesting when it comes to investing in property, who is actually more important? Is it the Buyers Agent or Mortgage Broker?? And of course, being a Buyers Agent, you expect me to say that Buyers Agents are so important that they couldn't be possibly outrank by the Mortgage Broker but I think people will be surprised by my answer...

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3 questions to ask yourself when setting up an SMSF

So what are the three initial considerations you need to consider when setting up a Self Managed Super Fund or SMSF? The first consideration is who's actually making the recommendation to you? Is it your mortgage broker, is it a real estate agent, is it a property spruiker or is it a buyers agent? All these people are legally not allowed to recomm...

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What are the four elements in the development of an investment plan?

>> Play Audio here This time on Real Estate Talk, Ben Kingsley will be putting on his PIPA and QPIA hat and discuss about the four elements in the development of an investment plan. The first one is income. If you know what you are getting, you know how much you can spend. Unfortunately, not a lot of people are aware of the exact amount ...

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Game Plan: How to start investing in your ’50s

Some might say it's a bit late while others would probably find it unorthodox, but starting your property investment journey when you are in your '50s is not an impossible thing. In this Game Plan by Your Investment Property Magazine, Ben Kingsley and the Empower Wealth team demonstrates how you can start investing in your '50s. Here's a snippet o...

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RBA Rate Decision – November 2015

On this Melbourne Cup Tuesday, the RBA Board met and they've kept interest rates on hold for another month. Now, they has been a lot that have happened in the last month and I'm going to spend a few minutes talking about that. The first thing we saw is an out-of-cycle rate rise for mortgage holders, most importantly, not business lending. Just m...

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