Empower Blog Property & Financial Investment

The Right Advice

With the property market as it is now and the Fear of Missing Out (FOMO), most people often forget that the property investment industry is an unregulated one and there are a lot of spruikers lurking around.  In this issue of Australian Property Investor (API) Magazine, Ben Kingsley was asked to share his opinion as the chair of PIPA and explain m...

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Off Market Opportunities

If you are active in the property industry, chances are you would have heard about this thing called "off market opportunities". To some, this almost seems like a VIP only access and exclusive to a selected few. In this issue of Australian Property Investor (API) Magazine, Bryce Holdaway was asked to share his opinion as a Buyers Agent and to help ...

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Old or new, it’s up to you

Each housing type has its financial pros and cons and will attract its particular group of tenants. In this issue of Money Magazine, Ben Kingsley writes about whether you should buy old or new property. Here's a snippet of this article: "Whether you are drawn to heritage charm or slick modern edges, there are no right or wrong options when it co...

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How to Buy an Interstate Property

I'm always a really strong advocate that property investors should be buying outside of their own backyard if their city or their state isn't in the right part of the property cycle right now. So that's what we call a Borderless Investor but it's important that people don't just flippantly buy a property interstate because there are lots of things ...

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Future of Mortgage Lending in Australia : Risk Profiling and Pricing

Hi Ben Kingsley here, I just want to talk to you about what's going to be the future of mortgage lending here in Australia. Now, before we talk about the future, let's think about what happened in the past. In the past, we used to see mortgages that are like this. We had standard variable rates, and those standard variable rates were the main rates...

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City Fringe: Is it Real Gold or Fool’s Gold?

City fringe property; is it property investment gold or is it fool's gold? It's an interesting question because often in property investment research, we measure the performance of a suburb by its median price point and this is an important message for people who are buying hot property reports or new hotspot reports and those type of things becaus...

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RBA Rate Decision – October 2015

Today the Reserve Governor Board met and kept interest rates on hold as widely expected. However, they has been some interesting economic events that has occurred over the last month. Let's look at those in details. The first one I want to look at is the market volatility. There is a lot of share market volatility and globally speaking, there a...

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Seven Mistakes Property Investors Make

Look, I'm in this privileged position where I get to see a lot of property investors and the decisions that they made, not only in the last couple of years but quite often over a period of many many years. It's not until you get the opportunity to look backwards and see the decisions that people make to see where you can fine tune and make some dif...

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Sky Business News – Your Money Your Call (September 2015)

In this SKY Business News Channel, Your Money Your Call (YMYC) on 28th of September 2015, Ben Kingsley joins Margarete Lomas and Tony Hayek from Blue Wealth to discuss what's making news in the property market and more. This time, they answered a number of emails and calls from viewers and some of the topics are: With lower auction clearance rat...

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Earn $55k a year in rental income

Retiring on a passive income from a well-designed property portfolio sounds like the dream end to a lifetime of hard work. And you don't have to be a millionaire to make it come true. In this issue of Money Magazine, Bryce Holdaway is asked to demonstrate how some forward planning and the use of smart strategies show how three typical Australian ho...

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Why do you need a Property Wealth Plan?

So you're thinking about investing in property. Well, let me share with you the importance of planning and getting it right in the first time. I'm going to use this example. Take a look at this beautiful home, lovely floor plan as well isn't it? Well, the reality is, that house couldn't have been achieve and that outcome couldn't have been achie...

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Case study: How to make $140,000 loss in 10 years

I had this interesting conversation with someone on the phone this week where they were tossing up whether or not they could justify the expense of getting a buyers agent to be involved rather than just doing it themselves. So I unpack that conversation a little bit and the good news is they were a property investor already which is great. Let's be...

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How do you make a $200,000 mistake in Property?

So how do you make a $200,000 mistake in investing in property? Well, its quite easy really if you don't do the right preparation and the right planning work. Let's look at this example: Let's say you have a $500,000 property and because you've done your homework and you've done your numbers, you think that's all you can afford. But in reality, if...

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