Investment education articles & tips

Will Property Prices keep Rising? – A 38 years analysis

One of the biggest questions I get asked by the ‘non-believers’ and ‘sceptics’ regarding property values is, will property prices keep rising? As a property analyst and qualified property investment advisor it’s my full time job to analyse and evaluate the market in terms of historical performance and even more importantly to determine w...

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John Maynard Keynes – does that name ring a bell for you?

Well if you are someone who has studied economics, it will definitely ring a bell.  Those who haven’t well, this English Economist was influential in helping the world get through the Great Depression, by convincing governments to use fiscal and monetary stimulus to kick-start the global economy with his macro-economic theory around business cyc...

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What has Bungy Jumping got to do with Property Investing?

It was the summer of 93 and I’d just entered my first year at Uni ready to embrace the freedom of life ahead of me… one full of expectation, opportunity and adventure.  It was the year I turned 18 and a bunch of my mates had all pitched in to buy a bungy jump experience for my birthday.  We’d recently just come back from our schoolies week ...

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One more look at predicting the Future

In the previous article, we discussed one of the key factors in developing a long-term wealth building strategy  -  the need to “predict”, or at least make assumptions about, how household cashflows will change over time.  Before starting any investment with a goal of building wealth, it is critical to have a clear picture of the anticipated...

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Challenging the top five roadblocks to property investing

Many people WISH they could be property investors, but for whatever reason, don’t commit to the journey. In our industry we see the objections and roadblocks which people put up when it comes to property investing. Sadly, many of these roadblocks are either artificial or ill-founded. In this article I will workshop the top five objections so that...

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Another look at Predicting the Future

In a previous article, we discussed one of the key factors in developing a long-term wealth building strategy  -  the need to “predict”, or at least make assumptions about, how key variables affecting the outcome of the strategy will change in the future.  For example, a strategy involving the use of borrowed money will need to include an as...

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What Contractors and Self Employed Borrowers Need to Know

Borrowing money as a contractor for self employed person is not as straight forward as borrowing money when you are a PAYG employee.  In fact the levels of lending policy extremes when comparing PAYG and self employed or contractors is great. At one extreme end, PAYG employees can seek to secure a Home loan with some lenders as early as getting...

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Predicting the Future

In previous articles, we have been looking at the inputs to and outcomes from an investment strategy, and have identified the return on an investment asset, generally made up of some combination of growth and yield, as a key measure of the performance of that asset. We are able to obtain information on the recent growth and current yield of diff...

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Another Look at Risk

In previous articles, we have been looking at the inputs to and outcomes from an investment strategy.  We have looked at the way the amount of money, the amount of time and the amount of knowledge that you put into an investment can influence the outcome, and how the use of other people’s time, money and knowledge ( which we referred to as lever...

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The 7 Biggest Property Investment Mistakes

If I were to ask you what do you feel more comfortable with, investing in shares or property? The majority of people would say property.  The reason for this is because property is something that we all have experienced in our lives, so naturally we automatically assume we understand it better than shares or managed funds.  Shares on the other h...

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Your State of Wallet Plays with your State of Mind

Have you ever heard the saying ‘Your state of wallet plays with your state of mind’?  Speaking from personal experience and having conducted over 1000 client interviews about managing money, building wealth and buying property, I know it's not just a saying, it's fact! I’m the first to agree that money doesn’t buy you happiness, as your...

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Another look at Leverage

In earlier articles in this series, we have been discussing the “inputs” that will be required for an Investment Strategy, talking about the different ways that money, time and knowledge will be required to plan, implement and manage an Investment Strategy and how these factors may impact on the outcome of that strategy. In the previous arti...

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Return on Investment

What defines Return on Investment and how it differs for Property and other Financial Assets? And how do you align your expectation and the reality of the returns? In previous articles we've been discussing the “outputs” that we are seeking from an Investment Strategy.  Most importantly, we will be looking for ongoing capital growth o...

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