Investment education articles & tips

What do Property Investing and Top 40 Music have in common?

Music is universally accepted as an expressive, emotional and highly desirable means of communication, storytelling and pastime of us humans. It comes in all forms, from Heavy Metal, to Classical from Music Theatre to Rap and all classifications in between. So what is the link between music and property? We, as consumers of music, have a choice ...

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How many properties are needed to create a Passive Income?

“TEN properties in FIVE years!” We often find this headline but in Property Investment, how many properties are enough? In this How to Session, Bryce Holdaway talks about how many properties you actually need to create a passive income in retirement. Hi, Bryce Holdaway here, Partner at Empower Wealth and Co-host of Location, Location, Locat...

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What are the Risks of investing in Residential Property

We can all get really excited about the prospects of creating a great passive income out of property. But one of the big things when we look at 2014 and we see all the hype around property investment is there’s still actual risk involved in investing in property. So today I wanted to share a moment with you in this time and talk about the risks t...

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It’s never too late to stop being scammed

As a property investment advisor you will inevitably be faced with the question at some stage of your career… “Will I chose PRIDE or will I chose PROFIT?” because in the property investment industry there are some very lucrative commissions that are on offer when a property transaction happens – particularly brand new property. At first gl...

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Will Property Prices Keep Increasing – a 38 Year Analysis – part 2

In last month article I highlighted the returns of 3 different Melbourne suburbs over a 38 year period and in this article I promised to explain how this happened.  In doing so, I have included three new graphs of each Suburb to help illustrate my findings. To help you interpret them I will just explain what is consistently measured in each graph...

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Ask Bryce – What do you think stops Australians from investing in property?

A:  Fear of debt!  I think most Australians' are conditioned from previous generations that debt is a necessary evil, but it should be avoided as much as possible and reduced quickly when used… but investing in property means you are getting into more of it!! With this in mind, I think it helps to know that there are three types of debt – ho...

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Will Property Prices keep Rising? – A 38 years analysis

One of the biggest questions I get asked by the ‘non-believers’ and ‘sceptics’ regarding property values is, will property prices keep rising? As a property analyst and qualified property investment advisor it’s my full time job to analyse and evaluate the market in terms of historical performance and even more importantly to determine w...

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John Maynard Keynes – does that name ring a bell for you?

Well if you are someone who has studied economics, it will definitely ring a bell.  Those who haven’t well, this English Economist was influential in helping the world get through the Great Depression, by convincing governments to use fiscal and monetary stimulus to kick-start the global economy with his macro-economic theory around business cyc...

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What has Bungy Jumping got to do with Property Investing?

It was the summer of 93 and I’d just entered my first year at Uni ready to embrace the freedom of life ahead of me… one full of expectation, opportunity and adventure.  It was the year I turned 18 and a bunch of my mates had all pitched in to buy a bungy jump experience for my birthday.  We’d recently just come back from our schoolies week ...

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One more look at predicting the Future

In the previous article, we discussed one of the key factors in developing a long-term wealth building strategy  -  the need to “predict”, or at least make assumptions about, how household cashflows will change over time.  Before starting any investment with a goal of building wealth, it is critical to have a clear picture of the anticipated...

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Challenging the top five roadblocks to property investing

Many people WISH they could be property investors, but for whatever reason, don’t commit to the journey. In our industry we see the objections and roadblocks which people put up when it comes to property investing. Sadly, many of these roadblocks are either artificial or ill-founded. In this article I will workshop the top five objections so that...

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Another look at Predicting the Future

In a previous article, we discussed one of the key factors in developing a long-term wealth building strategy  -  the need to “predict”, or at least make assumptions about, how key variables affecting the outcome of the strategy will change in the future.  For example, a strategy involving the use of borrowed money will need to include an as...

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What Contractors and Self Employed Borrowers Need to Know

Borrowing money as a contractor for self employed person is not as straight forward as borrowing money when you are a PAYG employee.  In fact the levels of lending policy extremes when comparing PAYG and self employed or contractors is great. At one extreme end, PAYG employees can seek to secure a Home loan with some lenders as early as getting...

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