Investment education articles & tips

Why Advice Matters More Than Ever

In uncertain times, having someone in your corner who understands both the numbers and the human side of money can make all the difference. That’s exactly what the Financial Advice Association Australia’s (FAAA) 2025 Value of Advice Index highlights: Australians who work with a financial adviser are more confident, satisfied, and secure across...

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Big News for First-Home Buyers: The 5% First Home Buyer Deposit Scheme Starts Sooner

Buying your first home has always been one of life’s biggest milestones… and one of its biggest challenges. For most Australians, the hardest part isn’t paying the mortgage — it’s saving that elusive deposit. The good news? From 1 October 2025, the Federal Government’s new initiative means first-home buyers can step into the market ...

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Why premiums go up (and what you can do about it)

Note: This article was first released by OnePath here. There are 3 key reasons why your life insurance premiums go up from year to year. While you can't control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover increases differently depending on whether ...

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Difficulties and opportunities: VanEck’s 2025 Q3 Summary 

Please Note: This report was created and provided by VanEck. “In the middle of difficulty lies opportunity” – Albert Einstein. We are in the middle of difficulty. Drafting the quarter’s ViewPoints has been more difficult than in past editions. Why? Because what is influencing markets as we write this may be superseded by somethin...

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Should I Buy Property Now in Australia? Here’s What the Latest Auction Data (and Our Reel) Is Telling Us

A few weeks ago, we posted a short video on Instagram from a Melbourne auction. It was only 12 seconds long — just a quick pan of the crowd. But the reaction was anything but small. In a matter of hours, the reel racked up 17,000+ views and 40+ shares. That level of engagement told us something important: people are starting to feel the ...

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Building Wealth the Right Way: Why Accreditation Matters in Australian Property Investment

When Australians search for reliable property investment advice in Australia, they find an industry that remains largely unregulated. That freedom creates opportunity—but it also leaves the door open for high-pressure spruikers and poor outcomes. Since September 2013, Empower Wealth has chosen to swim against that tide by becoming an active m...

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Tariff Turbulence: VanEck’s 2025 Q2 Summary 

Please Note: This report was created and provided by VanEck. American economist Harry Markowitz is credited with saying that “diversification is the only free lunch in investing.” The problem for the past quarter is that not everyone was eating. Unloved and under owned assets came to the fore during the first quarter of 2025. Gold was ...

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Market Sentiment is Changing Fast: What the 2025 Federal Election Means for Property Buyers

With the 2025 Federal Election just around the corner, housing policy has become one of the hottest topics on the campaign trail. Both major parties are racing to address housing affordability, rental stress, and home ownership—making this election a pivotal moment for Australia’s property market. So… what do these federal election housin...

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5 Charts to Define 2025

Note: This article was first released by Beta Shares here. As we move into 2025, investors face concentrated equity markets at all-time highs, elevated government bond yields and policy uncertainty. Within this context we asked five Betashares investment experts to nominate a chart that they think investors should be watching for the year ah...

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Priced to perfection: VanEck’s 2025 Q1 Summary 

Please Note: This report was created and provided by VanEck. “Although expectations of the future are supposed to be the driving force in the capital markets, those expectations are almost totally dominated by memories of the past. Ideas, once accepted, die hard.” – Peter Bernstein If the market does represent the future, US market...

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Victoria’s Latest Vacancy Tax

Please note that this article is first released on BanTacs Blog here. From 1st January 2025 a vacancy land tax applies to all residential properties in Victoria that are not considered to be occupied for at least 6 months of the previous year.   It is no longer just the inner and middle Melbourne areas that are caught.   The period conside...

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Reflecting on 2024: A Christmas Message from Ben

As the year draws to a close, it’s the perfect time to reflect on the achievements and milestones of 2024. Ben Kingsley, Managing Director of Empower Wealth, shares his heartfelt Christmas message, highlighting what has been an extraordinary year for our clients, our businesses, and our community. Empowering Clients, One Milestone at a Time ...

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Is your financial plan protected?

A financial plan is a powerful thing, but it’s most effective when supported by a solid protection strategy. Why take out personal insurance? Put simply, it can help smooth out some of the unexpected turbulence that we sometimes encounter in life, just as motor vehicle insurance can help take the financial shock out of road accidents. If y...

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