Investment Education Articles & Tips

17/04/2012
Investment Education

The Impact of Yield

In an earlier article, we identified that there are many different investment assets available to use in a strategy designed to deliver long term wealth creation, and that different investment vehicles differ in a number of key characteristics. In the previous newsletter, we talked about the capital growth of an asset and how it could affect the ...

17/04/2012
Investment Education

Smart Decisions Boil Down to Smart Numbers

Who knows what a correlation coefficient measurement is? Answer: A very sophisticated measure that determines the degree to which two random linear variables movements are associated. The correlation coefficient is calculated as: The calculation will result in a figure between -1 or +1. A zero result indicates no linear relationship between ...

17/03/2012
Financial Planning

How Much Money is Enough?

If you stopped work today, how much money would you have to live off before it all ran out? If you stopped work today, how much income would your investments generate? Would it be enough to live off? Would you eventually have to sell down on your investments to ensure you had enough money to live off? How much is enough? If you have read s...

17/03/2012
Investment Education

The Impact of Capital Growth

In an earlier newsletter, we identified that there are many different investment vehicles available to use in a strategy designed to deliver long term wealth creation, and that these different approaches differ in a number of key characteristics, including : their upfront and ongoing cost in terms of both time and money, the extent to which ...

17/02/2012
Investment Education

Predictability in an Unpredictable Time

How does that saying go…"Change is the only certainty in our world”. It’s true, all things change, some quicker than others, but over time change is inevitable. When you put your investor’s hat on the same thing rings true. Markets are constantly changing. Investments that were nice earners over the past few years might now be stagna...

15/02/2012
Investment Education

Can You Compete and Beat the Best?

Did you stay up and watch that Epic men’s final of the Australian Open between Novak Djokovic and Rafael Nadal? WOW, what a match! I confess I only watch it up until around midnight when the rain delay hit, as yes I needed to go to work in the morning. In watching that match it staggered me just how two men can hit the ball so hard and so ...

17/01/2012
Investment Education

Reflection a Powerful Learning tool

Wouldn’t it be great if we could go back in time…… We’d all be wiser and wealthier for the experience, especially if we could take back those lotto numbers with us! Of course the reality is that we can’t. So what can we do? You need to learn from past events and be wiser from that experience moving forward. When it comes to property and...

17/12/2011
Investment Education

The Cost of Interest

What is the largest single amount of money you expect to part with in your life? For most families, a family home will probably be the largest single purchase they will make in their lives. But while the actual purchase price you pay for a house may be the biggest amount of money you spend in a single lump sum, there is likely to be another cos...

11/12/2011
Investment Education

Someone Took a Calculated Risk

Question: How many generations can you trace your family back to? 2, 3 or 4 maybe..... Now looking at your family’s wealth base how many of you can easily see the millions of dollars within the family estates in property, cash, shares etc? What....... your family doesn’t have all those tens of millions in the family estate? (Don’t worry I�...

06/12/2011
In the Media

Retire Sooner, Richer!

Retire sooner, richer! Isn’t that what almost everyone wished for? This time, Your Investment Property Magazine provides a case study to our team at Empower Wealth, focusing on 30-something couple with a combined income of $130,000 p.a. Will it be possible for them to build a multi-million dollar portfolio? Our team build a customised investment ...

30/11/2011
In the Media

Novice to a Millionaire

The team at Empower Wealth is given a case study by Your Investment Property Magazine to assist a novice investor on a modest income in making a million dollars in 10 years. Is it possible to do so? The team, with an extensive knowledge and experience in property investing will lay out a diversified strategy which includes the purchase of four prop...

15/11/2011
Investment Education

Buyer Impatience Drives Property Price Growth

I recall way back when I was studying there were future projections about how the rapid advances with computers were forecasted to deliver us so much more leisure time in the future, because they were going to increase our productivity and efficiencies at work, meaning we would get the work done quicker then head home and enjoy life. How wro...

10/11/2011
Investment Education

From Action to Measurement

In last month’s newsletter ( available from our website ), we outlined two key steps needed to take your Money Plan and put it into action - getting your existing money working as hard as possible for you, and taking control of your spending. These two steps can be achieved by implementing the Account Structures and cash flow strategies that form...