Empower Blog Property & Financial Investment

Sky Business Channel, Your Money Your Call (September 2012)

Ben Kingsley, Founder and CEO of Empower Wealth joins host Margaret Lomas and fellow panel expert Ian Rodrigues at SKY Business Channel, Your Money Your Call. The panel answers calls and emails from viewers about buying homes, property investing and property markets. In this session, Ben and the panel will be discussing on:   What factors t...

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Myth Buster on What drives Property Values

The "Great Aussie Dream" of owning property is part of our DNA and it's fair to say that most people have an opinion about what makes property values grow. For the Average Joe, these opinions are mostly educated guesses; for many people in the property industry they are often completely off the mark. In this article from Money Magazine (in conjunc...

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Time Poor to Time Rich – How?

Some days I wish it was more, but we only have 24hrs in a day less the 8 hours for sleep/rest and that leave us with about 16 hours. Then there’s the 8 hour work day, which is more like 10 hrs when you factor in travel etc, so that brings us to 6 hrs of leisure time to scram in socialising, running the house, feeding ourselves, exercise, hobbies,...

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RBA Rates Decision – September 2012

The RBA today decided to keep the official cash rate at 3.5%, which was in line with economists and market expectations.  This decision was most likely made without the full impacts of several key data releases yesterday being fully assessed, but which point to a further slowing in the Australian economy. Here is a summary of some of the data, ...

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Who do you turn to for those big financial decisions in life?

The landscape is changing in the financial services space. Financial planners are moving away, due to government intervention, from commission based selling and accountants are now held more accountable for taxation returns they help produce and submit to the Australia Taxation Office and Mortgage Brokers have been licensed for a reasonable period ...

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The Impact of Knowledge

Previously, we've discussed the “inputs” that will be required for an Investment Strategy starting off by talking about the different ways that money and time will be required to implement an investment strategy and their impacts on the outcome of that strategy. Another key input that will be required of any prospective investor is knowledge...

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Secrets of a Negotiator

Whenever we address a group, meet a client or speak on stage, there are two popular questions we are often asked. The first is generally “where should I buy?” Our response to this question is usually long because we give specific and tailored advice to every client; and no client’s property journey is ever the same as another. The secon...

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Hyundai Commercial – Bryce Holdaway (Host of Location Location Location Australia)

Empower Wealth Director Bryce Holdaway appears as Co-host of Location Location Location Australia on the Lifestyle Channel nationally on Foxtel and proudly supported by Hyundai....

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Investment Loan Structure

Most Property Investors realise that debt plays a part in operating most investment properties.  Furthermore, those sophisticated investors who learn that ‘sensible’ leverage or borrowings can accelerate their potential investment returns, take an active approach in better understanding finance and finance structuring through working with prof...

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Why Does Generalised Commentary Help No-one?

It’s fair to say that the introduction of the internet in the real estate space has seen a vast transformation in the amount of information we have available to help us better understand the values of property, but in reality the average consumer is still being short changed with the data that really matters. I recently read an article about a 1...

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RBA Rates Decision – August 2012

The RBA board met today at their August Board Meeting and decided to leave the cash rate at the current level – 3.5%.  Even though the recent inflation data released indicates that inflation is no problem at all.  In fact, it is currently sitting under the target range of 2-3%, which could have given them justification for a further rate cut th...

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The Impact of Time

In a previous article, we began discussing the “inputs” that will be required for an Investment Strategy by talking about the role of money. Another key factor in any investment will be time, and time influences the outcome of an investment strategy in a number of different ways. The Investor's Time The first aspect of time that we need to c...

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Income Level isn’t a Death Knell to a Prosperous Retirement

I love my job; I go to work every day in the knowledge that my team and I are making a positive difference to our client’s financial situation every day. For those new to my commentary, I talk about our business not being in the financial services and property industry, but rather I think we are in the ‘Lifestyle’ business. Let me expand o...

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