Empower Blog Property & Financial Investment

‘Off The Plan’ and New Property as an Investment Asset?

You know the saying “I wish I had a dollar for every time…..” Well in my case this saying rings true for people buying ‘off the plan’ properties and seeing the price they paid come in at a lower valuation once the property is actually built. So for me I wish I had all the dollars that made up the shortfall in valuations from the purcha...

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Game Plan : Exit Strategy – Retire on $100,000 p.a. in Five years

Forty-something investors SIa and Louise Kapeleris may have only started investing in earnest in 2008, but in that time they’ve amassed a portfolio of eight investment properties. Along with they Sydney home, that adds up to an asset base worth $3.6 million. Now, they’re looking to the future, and trying to work out how they can leverage their ...

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Someone Took a Calculated Risk

Question: How many generations can you trace your family back to? 2, 3 or 4 maybe..... Now looking at your family’s wealth base how many of you can easily see the millions of dollars within the family estates in property, cash, shares etc? What....... your family doesn’t have all those tens of millions in the family estate? (Don’t worry I�...

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Retire Sooner, Richer!

Retire sooner, richer! Isn’t that what almost everyone wished for? This time, Your Investment Property Magazine provides a case study to our team at Empower Wealth, focusing on 30-something couple with a combined income of $130,000 p.a. Will it be possible for them to build a multi-million dollar portfolio? Our team build a customised investment ...

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Novice to a Millionaire

The team at Empower Wealth is given a case study by Your Investment Property Magazine to assist a novice investor on a modest income in making a million dollars in 10 years. Is it possible to do so? The team, with an extensive knowledge and experience in property investing will lay out a diversified strategy which includes the purchase of four prop...

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The Value of Enlisting Property Specialist Help

Like other property specialists, much of our work, aside from researching and finding good property, is negotiating and bidding for my clients. We enjoy the task of establishing an estimate of the value, the future prospects based on historical performance and the gross rental yield, but most of all we like the agent-advocate negotiations. So much ...

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Buyer Impatience Drives Property Price Growth

I recall way back when I was studying there were future projections about  how the rapid advances with computers were forecasted to deliver us so much more leisure time in the future,  because they were going to increase our productivity and efficiencies at work, meaning we would get the work done quicker then head home and enjoy life. How wro...

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RBA Rates Decision – November 2011

Finally the planets have aligned and we have our long awaited cash rate cut of 0.25% bringing the cash rate down to 4.50%. I would think all the banks/lenders will be sensible in passing on this full amount without incident, CBA and Westpac have already done that and now I’d expect the others to follow. However history tells me they will set a da...

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Double Christmas Bonus for Mortgage Holders or First Timers

For those of you reading this newsletter with Mortgages I put a challenge out to you, which could give you a double Christmas bonus on top of the RBA announcement to drop rates – the question to you is, do you want a further financial bonus – If Yes read on.... Over the next week or two you are going to receive a letter from your lender anno...

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From Action to Measurement

In last month’s newsletter ( available from our website ), we outlined two key steps needed to take your Money Plan and put it into action - getting your existing money working as hard as possible for you, and taking control of your spending. These two steps can be achieved by implementing the Account Structures and cash flow strategies that form...

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The ‘Piggybacking’ Strategy

There are many property investment strategies available to investors looking to create wealth through investing in residential property. This month I am going to share with you one of my strategies I call the ‘Piggybacking’ Strategy. Property values are made up of two components, the land value and the ‘improvements’ (more communally ref...

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Complicating Simple

Throughout the business world over the years there has been a lot of discussion about concepts and/or theories around best business practice, thought leadership theories etc, etc.  Great sayings like “if it isn’t broke, don’t fix it” to the complete opposite of “if it isn’t broke, break it”........ My observations from my time in ...

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Brokers Top of Class

The latest Core Data ACQUIRE index market research findings has brokers top of the class.  Core Data conducted a mystery shop exercise, surveying home lenders and ranked brokers ahead of banks and credit unions on a range of seven different criteria. On the most important criteria of ‘Understanding – or the ability to understand customers n...

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