Start Here  
Book your free
appointment

How can Property Zoning affect a Property?

“Oh. What does that mean?” is the response buyers often have when we make mention of a little piece of information that can have significant negative flow-on effects for a property purchase. So what sorts of pieces of information could adversely affect a property purchase? And even if the buyer never plans to sell, how could their purchase e...

Read More

Scarcity Value – Not Just in the Land

Statistical evidence shows us that when it comes to property  the land portion is the portion that historically appreciates in value.  This is a result of the scarcity of the land combined with the demand for that land, as once a lot of land is allocated and built on , the amount of available land decreases and the lot of land can’t be re-used ...

Read More

Money Choices

In this month’s comment I’m putting my focus on discretionary and lifestyle spending decision with a goal of just making people contemplate a little harder before making such decisions or continuing with the money choices they currently make... Smoking: Based on research conducted by Galaxy for Pfizer in 2009, the average smoker spends $2,50...

Read More

RBA Rates Decision – July 2011

Hmmmmm, just how well is the little Aussie Economy going? As expected the RBA remained in a holding pattern on the cash rate, pushing out their well versed message of “rates remain appropriate”, well for now anyway. Their people still remain hawkish on further interest rate rises as theirs and Treasuries GDP calculations have the economy gro...

Read More

Financing for Cash flow

Cash flow is at the heart of any household or business and in almost all cases the lack of cash flows is their downfall, because they technically become insolvent. There are several ways in which structuring your financials/debt can help from a cashflow position for households. Here are a couple of examples that will assist in building your know...

Read More

A Great Time to Start is NOW

As we begin the new Financial Year, most people can expect to receive some key information regarding their financial situation - employees will be receiving their PAYG Payment Summaries (Group Certificates) for the year and most people will also be receiving statements from their Superannuation Fund(s) which will give an insight into the wealth bas...

Read More

Property Values – Where to from Here?

Avid readers of my commentary will know that I am a buy and hold investor, opting for long term passive income and capital growth. It’s this methodology that suits most of the strategies we design for our clients at Empower Wealth. Furthermore our investment analysis has over-weighting towards incomes as a core growth driver for property value...

Read More

RBA Rates Decision – June 2011

The RBA held off increasing the cash rate / interest rates once again this month, as it digests the March Quarter GDP data.  The numbers for the quarter weren’t good, driven by the natural disaster events in Queensland.  These events caused significant disruption to the mining industry, due to major infrastructure damage from these events. T...

Read More

How do you Get Started?

In the previous Newsletter, we looked at the first step in Money Planning  -  knowing where you are now  -  and outlined the sort of information that you would need to collect to be able to prepare a picture of your current financial position. But that’s only the beginning - your financial position will be constantly changing over time, an...

Read More

Property Selection Myth

Location, Location, Location was and still is the catch cry from most Real Estate agents when it comes to which properties outperform and which properties don’t. When a property investor is looking to make a property selection for investment, maybe we should adopt this principal but with a little more creative license.   Location One: Id...

Read More
Connect with Empower Wealth:
Get in the know - Subscribe to our Newsletter