Empower Blog Property & Financial Investment

Sky Business Channel, Your Money Your Call (February 2014)

On this episode of SKY Business News – Your Money Your Call, Ben Kingsley joins Margaret Lomas and Brad Matthews from Rescom to discuss about different aspects of property across Australia. This time, they answered a number of emails and calls from viewers and some of the topics are: The need for a more regulated property investment industry ...

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RBA Rate Decision – March 2014

The RBA has just announced their decision to keep rates on hold. What we have seen from the start of the year where we had lots of economists still tipping a rate reduction, and a cash rate around 2%, we are currently sitting on 2.5% and the commentary is changing. The flavor of the message from the RBA is changing from a 'we still got some furt...

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Whose Responsibility?

If Old age poverty rate were to still be at its current level of 35.5% by 2050, we would be facing the prospect of over 10% of Australians living in poverty at a time when they should be enjoying their desired retirement lifestyle. Would it be the responsibility of the Superannuation or the Age Pension to avoid this? Will they even work? In an e...

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Bryce Holdaway’s answers to Five common Property Investment Questions

Question: Bryce, coming from a financial planning and accounting background, how do you think investing in property is different from investing in other areas? In a word - Leverage! I love the fact that the banks are prepared to lend up to 95% of the value of a property to invest in property. The ability to control a larger asset through leverag...

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How to Mitigate Property Risks?

In my last video, I talked to you about the risks of investing in residential property and they are important things to consider. There were five of them. There was legislation risk, gearing risk, general or what I call value risk, tenancy risk, and liquidity risk. Now I want to talk to you today about mitigating those risks. Now when it comes to ...

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What do Property Investing and Top 40 Music have in common?

Music is universally accepted as an expressive, emotional and highly desirable means of communication, storytelling and pastime of us humans. It comes in all forms, from Heavy Metal, to Classical from Music Theatre to Rap and all classifications in between. So what is the link between music and property? We, as consumers of music, have a choice ...

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How many properties are needed to create a Passive Income?

“TEN properties in FIVE years!” We often find this headline but in Property Investment, how many properties are enough? In this How to Session, Bryce Holdaway talks about how many properties you actually need to create a passive income in retirement. Hi, Bryce Holdaway here, Partner at Empower Wealth and Co-host of Location, Location, Locat...

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Small Investment in Qualified Advice could be the Best Investment

In the February 2014 issue of Smart Property Investment Magazine, Ben Kingsley, Chair of Property Investment Professionals of Australia (PIPA) and CEO of Empower Wealth shares his opinion on why a small investment in qualified advice could be the best investment you make when it comes to your property portfolio. It is not uncommon to see a lot of p...

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RBA Rate Decision – February 2014

Hello Ben Kingsley here with the RBA rates announcement just released. Cash rate remained on hold at 2.5%. The RBA will also release the minutes of the meeting which will give us a further indication in terms of how they're looking and what sort of position they are taking in terms of rates. Right now though, I think the settings are about ri...

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What are the Risks of investing in Residential Property

We can all get really excited about the prospects of creating a great passive income out of property. But one of the big things when we look at 2014 and we see all the hype around property investment is there’s still actual risk involved in investing in property. So today I wanted to share a moment with you in this time and talk about the risks t...

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Sky Business Channel, Your Money Your Call (January 2014)

On this first episode of SKY Business News – Your Money Your Call for 2014, Ben Kingsley joins Margaret Lomas and Paul Rickard from Switzer while discussing about all things property. In this episode, Ben answers a variety of questions from viewers and shares a few property investment advices such as: Where to go for property investment in 20...

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Full disclosure of fees and commissions is never a given

In this issue of Smart Property Investment Magazine (SPI Magazine), Ben Kingsley emphasizes that not all property 'experts' are bound by a code of conduct. This is escalated when we take into account that the property investment industry is not as heavily regulated as other financial products. For example, when an operator who recommends a property...

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Retire Sooner and Richer

Maximising your profits through property investing may be best achieved over the long term, but there are smart strategies you can use now to fast-track your profit an retire sooner. In the December 2013 Issue of Your Investment Property Magazine (YIP Magazine), Ben Kingsley, our CEO & Founder contributed to the cover story: Retire Sooner ...

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