Empower Blog Property & Financial Investment

Finding the perfect investment property

Finding the perfect investment property is the dream of each property investors out there. In this episode of Look At Property Season 8, Ben Kingsley started off with the first decision that a property investor has to make before finding that perfect investment property. They then moved on to other questions that an investor has to ask himself, whe...

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Mortgage Free at 23

Jack Stevens knows just how short life is. He was only a teenager when his father sadly passed away from cancer at the young and unfair age of just 58. It was a tough time in his life and all the more painful by the fact his father had been working hard to build a large property portfolio - one that would have provided him with a comfortable retire...

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What do the Banks look for when Lending Money?

So you are thinking about actually getting a loan? What is it that the Banks are going to be looking for in terms of being able to lend you money for a mortgage? There's actually 5Cs that allow them to do that. Character, Capacity, Conditions, Collateral and Common Sense. So let's explore all five! The first one is Character. When they are talki...

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Planning your purchase ahead of Christmas

If you’ve been in the property market long enough, you would know that the market is ever changing even on holiday seasons. With around 2 more months to Christmas, we thought it would be best for us to write about planning ahead for people who are currently looking to buy a property and what to look out for.   Owner Occupier The propert...

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Tips for Buying at Auction – Part 1

I find that lots of buyers are really reluctant to go to auction and to be honest, for good reasons because its largely a process that favors the seller and of course, the auctioneer. But here's five tips that I can give you to help you better prepare for when you're buying your next property at auction. Auction Tip No.1 The first one is quite simp...

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Panel Chat on Australia’s Property Market

In this episode of Look At Property Panel Season 8, Ben Kingsley and Bryce Holdaway was interviewed by host, Des Dowling for a general chat on the Property market across Australia. They started off with the hot topic at the moment: Is Australia in a Housing Market Bubble? This topic has caught a lot of media attention lately particularly due to the...

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10 Hours a Year

Effectively managing and monitoring your portfolio is hugely important if you want to be a successful investor - but it doesn't need to take as long as you think. In the September 2014 Issue of Smart Property Investment (SPI) Magazine, Ben Kingsley explains that most property investors who stick to the traditional 'buy and hold' strategy will test...

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Home Show Melbourne

In this episode of Look At Property Season 8, Ben Kingsley was interviewed by host, Des Dowling at the Melbourne Home Show to discuss on what to expect for the Property Spring Market. It is common belief that Spring is the most active season of the year but is it true this year? In this episode, Ben shares his opinion on the Property Investment - M...

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Australia’s Housing Market Bubble

Australia's housing market has had their best winter since 2007 according to figures released this week by RP Data. The company says prices for capital cities dwelling rose 4.2% over the three months to the end of August. The increase had been lead by housing market in Sydney and Melbourne as prompted a warning by the Reserve Bank Governor, Glenn S...

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RBA Rate Decision – October 2014

Hello, the Reserve Board met today and kept interest rates on hold. Well anticipated that they were going to remain on hold and it's certainly a view that they are going to stay lower for longer. That's being about installing confidence into the market place for business to start doing more lending. In the last 4 weeks, there have been some big thi...

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ABC News – Is the Property Market too Hot?

The Reserve Bank has warned that Australia's property market has become unbalanced because of the surge in loans to investors. The RBA is worried about speculative buying, particularly in Melbourne and Sydney and is now talking to other regulators about stricter lending standards. On top of that, there seems to be concerns about people over leverag...

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Growth in property investor loans hits post-GFC high

>> PLAY AUDIO HERE PM is one of the grand institutions of Australian public broadcasting. The program celebrates its 40th anniversary on July 7, 2009 - four decades of reporting Australia and the world. Sydney and Melbourne accounted for most of the country's house price growth in the past year. In Melbourne, buyers agent and property com...

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What you need to know when increasing your rent

Laws differ from state to state around rental increases, however the reasons for rent increases are similar across every state and Territory throughout Australia. Rent reviews and increases should be revised at least annually, if not at every 6 month interval. The common times to do so are January or February, when most landlords are looking at the...

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