Empower Blog Property & Financial Investment

RBA Cash Rate July 2023: The Close Rate Call

Note: If you're a regular listener of Ben's RBA releases, you may have noticed that this update is relatively concise. We've mentioned on the podcast that Ben won’t be providing a detailed economic breakdown for this release due to personal reasons. However, rest assured that we will resume our regular programming for the August 2023 release. ...

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Money Stretch: Empowering Households to Make Informed Financial Decisions

Ben Kingsley here, and in this MoneySTRETCH tutorial video, I'm introducing you to MoneySTRETCH. Now, MoneySTRETCH is one of our money management tools, that's an interactive tool inside the web or desktop version of the Moorr platform, and we do recommend you use Chrome to access that. This tool is solving for the biggest problem that most househ...

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RBA Cash Rate June 2023: RBA’s Tough Call, Wage Growth vs. Productivity Battle & What’s Driving Property Values 

Another month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update.   Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow manage...

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Mortgage Prison Update! Find out how you may be able to escape the trap.

Are you trapped in a mortgage prison, unable to refinance due to high serviceability assessment rates? We have an important market update that could change everything! Join Ben as he reveals the game-changing exemption policy released by one of the major banks. In this short video, you'll learn how this policy may be able to help you break fre...

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Maximise Your Returns: Mastering End-of-Year Tax Planning, HECS Hacks, Super Strategies, and More

Talking Property Tax with Julia Hartman: Episode 5 In our final episode before the end of the financial year, we'll be exploring the latest tax updates from across Australia, including: Important Changes to HECS/HELP Debt - Changes you MUST ACT on quickly! Each year your HECS debt and other student loans are indexed for inflation on the...

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RBA Cash Rate May 2023: Banking Woes, RBA’s Close Call & Property Inflection Point

Another month down, another close call by the RBA! Welcome back to Ben’s RBA and Economic Update.   Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions.  Join Ben as he discusses the RBA's latest decision and sheds light on the US banking system's efforts to...

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Got Over $3M in Super? You Might Be Paying More Tax Soon

Note: This document has been prepared by Actuate Alliance Services Pty Ltd (ABN 40 083 233 925, AFSL 240959). At this stage, the measure is a proposal only and has not been made law. The information included below is based on the announcement made on 28 February by the Government and a Factsheet that has since been released by Treasury with some a...

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The great impasse: VanEck’s 2023 Q1 Summary

Please Note: This report was created and provided by VanEck. The events of the past few weeks are a reminder how fragile markets and banking systems can be. The events also served as a reminder of the lengths central banks and financial regulatory authorities will go to, to ensure the system remains robust. The US Federal Reserve (the Fed) move...

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RBA Cash Rate April 2023: The Close Rate Call 

Welcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia...   Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?!   Tune in to hear Ben unpack the RBA’s decision along with the ...

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CGT Now Affects Most of Your Assets, Even Gifting Jewellery…

This blog was originally posted on Ban Tacs and written by Julia Hartman, founder of the Ban Tacs group and Chief Technical Tax Advisor for Empower Wealth Tax. This report is also referenced and expanded in our series, Talking Property Tax with Julia Hartman in Episode 4. Watch it here >> Capital Gains Tax (CGT) applying t...

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Warning: Start a Diary of Your Home Office Use Now!

This blog was originally posted on Ban Tacs and written by Julia Hartman, founder of the Ban Tacs group and Chief Technical Tax Advisor for Empower Wealth Tax. This report is also referenced and expanded in our series, Talking Property Tax with Julia Hartman in Episode 4. Watch it here >> Despite objections from the Tax Ag...

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Mapping Out Your Property to Make the Most of CGT Concessions

This blog was originally posted on Ban Tacs and written by Julia Hartman, founder of the Ban Tacs group and Chief Technical Tax Advisor for Empower Wealth Tax. This report is also referenced and expanded in our series, Talking Property Tax with Julia Hartman in Episode 4. Watch it here >> If your home is on more than 2 hec...

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Navigating Tax Changes in 2023: Updates to Remote Work Claims, Renting And Victoria’s New Tax Grab 

Talking Property Tax with Julia Hartman: Episode 4 In our first episode for 2023, we'll be exploring the latest tax updates from across Australia, including:  Changes to working from home Expense claims: What expenses can you now claim on your 2023 tax returns and how to navigate these changes while maximising your tax deductions. ...

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