Empower Blog

YIP TV – Property Investment Advice for the Year to Come

In this episode, Your Investment Property TV caught up with Australia's Property Investment Advisor of the Year, Ben Kingsley for his view on the market for the year ahead. Ben mentioned about the how the current market had react to the low interest rate and what's the general sentiment on property investment. Melbourne and Sydney, especially, had ...

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RBA Rate Decision – August 2014

The Reserve Bank of Australia (RBA) today kept interest rates on hold for another month and that's twelve months now since the RBA last reduced interest rates which they did by 25 basis points. So the cash rate as of today stands at 2.5 which is still at record low levels. Now what's happening in the economy at the moment is there's not a lot a ...

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One on One on PIPA’s Code of Conduct

In Season 7 of Look At Property, Ben Kingsley, as the current chair of Property Investment Professional of Australia (PIPA) appears on a One on One with Julie McBeth. In this episode, Ben talks about the spruikers in the Property Investment industry. With this industry unregulated, spruikers are allowed to roam free and provide tempting but unrelia...

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Sky Business News – Your Money Your Call (July 2014)

In the 7th of July session of SKY Business News Channel, Your Money Your Call, Ben Kingsley joins Margaret Lomas and Paul Rickard from Switzer to discuss different aspects of property across Australia. This time, they answered a number of emails and calls from viewers and some of the topics are: Glenn Stevens, the governor of RBA, says sometime...

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Generation Wealth

It's never too early or too late to start building your property portfolio. In the July 2014 issue of API Magazine (Australian Property Investor) uncovers the eight best tips and tricks to building wealth for your generation. "If only I started investing in property 10 years ago". We hear that sentence time and time again and yet so many people co...

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Take your Pick

There are many different opinions when it comes to successful investment strategies, so how do you know what's right? When it comes to successful property investing, there is a wide range of opinions as to what is the right or wrong way to go about creating wealth. Some says the best investment strategy is to go for regional properties while others...

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Four personal elements to Building a Property Portfolio

>> Play Audio Here   Building a property portfolio is not an easy task. As much as it requires a lot of cash flow and capital to start a portfolio, a lot of the time how the investor behaves with money, their reaction towards risks and returns plays an equally important role. In his role as a Qualified Property Investment Advisor, Be...

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Understanding Lenders Mortgage Insurance (LMI)

Post the Second World War, Australia transformed itself into ‘The Lucky Country’. We opened our doors to large levels of immigration and we had plenty of land, food, water and great weather that made us attractive for many who were fleeing war torn areas of Europe and alike. It was also through this era that we got our second great tag line of ...

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RBA Rate Decision – July 2014

Hello, Ben Kingsley here. Welcome to the new Financial Year. Today, the Reserve Bank of Australia (RBA) met and we have well predicted, interest rates remain on hold. What was interesting over the last month is being the communication that is coming out from the Reserve Bank in regards to a sluggishness in the transition of our economy from the ...

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Sky Business Channel, Your Money Your Call (June 2014)

In the 16th of June session of SKY Business News Channel, Your Money Your Call, Ben Kingsley joins Bradley Beer and Ian Rodriguez from Bishop Collins to discuss different aspects of property across Australia. This time, they answered a number of emails and calls from viewers and some of the topics are: The Consumer Market Index and Consumer Sen...

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The Great Australian Dream

A greater number of Australians are dreaming of building wealth through property, and it's not hard to see why. In this June 2014 Issue of Smart Property Investment Magazine (SPI), Ben writes about how the great Australian dream has changed over time and how it has affect the property investment industry.   "Thousands upon thousands of Australian ...

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What are the Costs associated with Buying a Property?

We're about to buy a property! It's an exciting time but we also need to understand the numbers behind acquiring that property. So what are there? Let's use a basically a back-of-the-envelope calculation to help us understand what it's going to cost to buy that property and what sort of loan that we might have to take on that. So let's get our pe...

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How much Money can you borrow?

So how much money can I borrow? It's a question we all ask ourselves from time to time and it's a good question to ask and from a Lender's point of view it's a question around serviceability. So when they're talking about serviceability they're actually saying that here's the household income coming in, here's the expenditure that we've got associa...

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