Articles by Ben Kingsley - Empower Wealth

14/10/2013
In the Media

It’s all about you

Capital growth or yield? The investment strategy you pursue should depend entirely on your own personal circumstances and there is no absolute one-size fits all strategy. Despite what others might have told you buying an investment property with strong growth means nothing if you can’t find any cash flow to hold the property in the first place. A...

14/10/2013
Investment Education

Will Property Prices Keep Increasing – a 38 Year Analysis – part 2

In last month article I highlighted the returns of 3 different Melbourne suburbs over a 38 year period and in this article I promised to explain how this happened. In doing so, I have included three new graphs of each Suburb to help illustrate my findings. To help you interpret them I will just explain what is consistently measured in each graph...

05/10/2013
In the Media

What type of Property Investor are you?

Understanding what type of property investor you are is essential in developing the most appropriate investment strategy. In the September 2013 – Smart Property Investment Magazine (SPI Magazine), Ben Kingsley writes his opinion towards selecting a strategy that fits you rather than a strategy that is popular in the market. To do this, requires a...

01/10/2013
Mortgage Broking

RBA Rate Decision – October 2013

Although the RBA still had scope to move the cash rate lower, in line with many economists’ view that rates would continue to fall, the RBA board chose to leave the cash rate on hold at this month’s meeting today. This leaves the cash rate at 2.5%. Many economists are still talking about the cash rate hitting 2 percent at some point into 201...

16/09/2013
Investment Education

Will Property Prices keep Rising? – A 38 years analysis

One of the biggest questions I get asked by the ‘non-believers’ and ‘sceptics’ regarding property values is, will property prices keep rising? As a property analyst and qualified property investment advisor it’s my full time job to analyse and evaluate the market in terms of historical performance and even more importantly to determine w...

15/09/2013
In the Media

Invest like an Expert

When it comes to getting from point A to Point B, the journey is not always ‘as the crow flies’. Throw in some complexity – make point B a courageous goal – and you’ll find that suddenly, the ways to reach that end are numerous. In the September 2013 Smart Property Investment Magazine, Ben and other experts in the industry is featured in...

13/09/2013
In the Media

The Psychology of Property Hotspotting

Property Hotspotting is as much about a mindset as it is about spending days looking at statistics and spreadsheets, and the two approaches are powerful in combination. Empower Wealth's Ben Kingsley sat down with Property Observer to provide an insight to his philosophy of finding the next suburb to grow in value, particularly in terms of long...

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06/09/2013
Money Management

RBA Rate decision – August 2013

As heavily anticipated at its board meeting today the RBA has reduced the cash rate by 0.25% to 2.5%. Glenn Stephen’s comments earlier this month around having ‘reasonable scope’ to reduce rates follows on from his previous comments regarding the slower than anticipated move in economic activity away from the mining sector into the general ...

03/09/2013
Buyers Agents

The Effect of Imperfections on Property Values and Saleability

Now, more than ever since the last property run, buyers are looking for clever ways to buy property at a bargain price. Gone are the days of the buyer's market where a buyer could simply be swift and decisive to pick up a great buy. Now we need to be well connected with the agents, fast to make a decision after the first inspection, and willing to ...

03/09/2013
Mortgage Broking

RBA Rate decision – September 2013

Not even the biggest of mug punters would have bet on a further rate cut this month so close to Saturday’s federal election. That’s right, as expected the RBA left the cash rate on hold. Even though the RBA is independent of any sitting government, it is fair to say the upcoming election, in my view, is something the RBA must factor into th...

29/08/2013
Buyers Agents

What is Happening in the Melbourne Property Market this Winter?

I recall my reporting mid to late last year - around September/October, our difficult Melbourne market felt as though it had started to turn a corner for the better. I was too cautious to call it until November, when the race to finishing line for the year's auctions became quite apparent that it wasn't the only driver nudging buyer demand up in th...

19/08/2013
Investment Education

John Maynard Keynes – does that name ring a bell for you?

Well if you are someone who has studied economics, it will definitely ring a bell. Those who haven’t well, this English Economist was influential in helping the world get through the Great Depression, by convincing governments to use fiscal and monetary stimulus to kick-start the global economy with his macro-economic theory around business cyc...

10/08/2013
In the Media

The Overlooked Market Factor

If capital growth is high on your investment agenda, owner occupier trends need to be on your radar. In the August 2013 - Smart Property Investment Magazine, Ben Kingsley writes about the need to assess a whole range of factors influencing the property market if order to be a successful property investor. More often than not though, one of the most...

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