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20/04/2015
Mortgage Broking

Is Now the Right Time to be Fixing your Loan?

So is now the right time to be fixing your home loan? One thing that I want to talk about today is to try and explain to you how fixed rates works versus how variable rates works. The first part of this story is, variable rates which is obviously the rates that we see changing when the RBA does their cash rate decision is what we set those variab...

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07/04/2015
Mortgage Broking

RBA Rate Decision – April 2015

Today the Reserve Governor and the Board met and they've kept interest rates on hold for the April 2015 board meeting. That has kept the cash rate at 2.25%. Now, why had they kept the rate on hold? Well the reasons come down to a few things. To begin with, they've probably seen some early signs on the economy starting to pick up. Those early ...

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06/04/2015
In the Media

A Graceful Exit

You might not like to think about the end game, but when it comes to property investing, an exit strategy is a must. In this March 2015 issue of Australian Property Investor (API) Magazine, Ben Kingsley was asked to share his thoughts about how to exit the property game gracefully. Here's a snippet of the article: "The whole point of investing in ...

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02/04/2015
Buyers Agents

Wanted: First Aussie Home

This globetrotting couple have finally put down roots here and are now searching for the Great Australian Dream - A home to call their own. In the March 2015 issue of Australian Property Investor Magazine (API), Ben Kingsley was asked to provide his professional advice to this couple who are looking to settle down in Australia by buying their Firs...

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30/03/2015
Mortgage Broking

What could go Wrong at Unconditional?

A couple of things that could go wrong once a contract proceeds unconditionally is the finance. The Finance may not have been in place so there might be a couple of special conditions that the bank imposes that the clients weren't aware of at the time. Examples could be, they require you to pay out of Visa cards prior to settlement just to bring ...

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15/03/2015
Property Investment Advice

Is Property in Australia Affordable?

There's a lot of hype around the Australian Property Market and whether or not we are in a price bubble. Now the reality is, when we see low interest rates, what it means is it increases our ability to afford property. We got to understand the psychology behind buying property in Australia, just as in buying properties in most countries where we se...

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03/03/2015
Mortgage Broking

RBA Rate Decision – March 2015

Today the Reserve Bank of Australia decides to keep rates on hold after dropping rates by 25 basis points last month. Now looking at the Board Meeting minutes from last month, it was a bit of a flip of the coin whether they were going to drop rates in February or potentially wait until March. Ultimately, we all know the outcome of that. They d...

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05/02/2015
In the Media

Having an Exit Strategy

>> Play Audio Here In this podcast, Kevin Turner from Real Estate Talk focused on the recent articles by API Magazine that wrote about investment strategy and having an exit strategy set in place. He talks to Ben Kingsley about the sensitive but necessary discussion of having an exit strategy. You might not want to think about it, but Ben gi...

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