Empower Blog

Should I Buy Property Now in Australia? Here’s What the Latest Auction Data (and Our Reel) Is Telling Us

A few weeks ago, we posted a short video on Instagram from a Melbourne auction. It was only 12 seconds long — just a quick pan of the crowd. But the reaction was anything but small. In a matter of hours, the reel racked up 17,000+ views and 40+ shares. That level of engagement told us something important: people are starting to feel the ...

Read More

Market Sentiment is Changing Fast: What the 2025 Federal Election Means for Property Buyers

With the 2025 Federal Election just around the corner, housing policy has become one of the hottest topics on the campaign trail. Both major parties are racing to address housing affordability, rental stress, and home ownership—making this election a pivotal moment for Australia’s property market. So… what do these federal election housin...

Read More

Interest Rate Cuts are coming in 2025 – what to do before the rush

In this important update, I want to share our thinking about what’s likely to happen to interest rates over the next 3 to 6 months. Between Now and Christmas: Mortgage Holders Although the economy is slowing and inflation is tracking towards the RBA’s 2-3% target range, there won’t be enough evidence or time for core inflation to b...

Read More

Your opinion matters – a must read & act

The current housing and rental crisis Australians are experiencing is the product of several factors: Inadequate Supply Planning Increased Government Taxes, Charges for Developers / Builders Higher Material and Labour Build Costs Increased Population Growth And finally, an especially key factor is the increased Government and Regul...

Read More

Property Market Update – Positive Start to 2024

As part of the Empower Wealth community, I wanted to share with you my initial thoughts on the property market in 2024.   Based on indications from our team on the ground and the initial data we are collecting, the property market in 2024 has begun stronger than initially expected.  What is interesting about this shift in the ...

Read More

Unpacking 2023: Household Finances, Inflation, and Property Markets

Hello, Ben Kingsley here, and wow, it's been a mega year again. A very, very fast year that has been the year 2023. And as I reflect on that year, the real big theme to me has been the economy and also very much the cost of living. Everything's costing more and I wanted to bring that theme through in my Christmas message in terms of looking at...

Watch Video

RBA Dec 2023 | Market Wrap and Property Trends in 2024

Note: Apologies for the technical glitch occurring at the 7-second and 5-minute marks of the video. Rest assured, our team is actively addressing this issue and working towards a swift resolution. Thank you for your understanding. Welcome to the concluding Economic and RBA report for the year! It's been a noteworthy year at the Reserve Bank of ...

Watch Video

RBA Oct 2023 | To Stick or Slip? Inflation Trend, Property Supply, and an Overlooked Lesson

With recent headlines buzzing about Australia's economic shifts, we're back with our October Economic and RBA commentary update. There's a lot to unpack this month, and as always, Ben is here to dissect and deliver the essential details. In this October's RBA release, here’s what's on the horizon for our economic discussion: Navigating th...

Watch Video

China’s Economic Slowdown and Its Impact on Australian Interest Rates

In the vibrant spring season, it's that time again for our September Economic and RBA commentary update. As always, the economic landscape is ever-evolving, and this month we have several key areas of focus. Join Ben as he breaks down the RBA's latest decision. In today’s RBA release, here are our key themes for this month’s economic upd...

Watch Video

RBA Cash Rate August 2023 & Australian Housing Market Update

Another month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. He delves into the impact of rising interest rates in the US and the intricacies of the woes happening in the home-building landscape. Additionally, he provides in-depth insights into th...

Watch Video

Australian Housing Market Update July 2023

Are you feeling overwhelmed by all the challenges we're currently facing? We get it - interest rates, mortgage repayments, the fixed rate cliff, and the rising costs of living can be tough to handle. Not to mention the struggles with property building groups and the rental crisis. It's a lot to take in! But wait, before you get too caught up i...

Watch Video

RBA Cash Rate July 2023: The Close Rate Call

Note: If you're a regular listener of Ben's RBA releases, you may have noticed that this update is relatively concise. We've mentioned on the podcast that Ben won’t be providing a detailed economic breakdown for this release due to personal reasons. However, rest assured that we will resume our regular programming for the August 2023 release. ...

Watch Video

Money Stretch: Empowering Households to Make Informed Financial Decisions

Ben Kingsley here, and in this MoneySTRETCH tutorial video, I'm introducing you to MoneySTRETCH. Now, MoneySTRETCH is one of our money management tools, that's an interactive tool inside the web or desktop version of the Moorr platform, and we do recommend you use Chrome to access that. This tool is solving for the biggest problem that most househ...

Watch Video