Blog post by Empower Wealth

Market Sentiment is Changing Fast: What the 2025 Federal Election Means for Property Buyers

With the 2025 Federal Election just around the corner, housing policy has become one of the hottest topics on the campaign trail. Both major parties are racing to address housing affordability, rental stress, and home ownership—making this election a pivotal moment for Australia’s property market.

So… what do these federal election housing policies actually mean for buyers and investors?

A Surge in Housing Demand Is Brewing

In the past week alone, we’ve seen both Labor and the Coalition unveil bold housing proposals. From shared equity schemes to lowered deposit requirements for first home buyers, the message is clear: home ownership is front and centre in 2025.

But these policies don’t exist in a vacuum. When you combine them with global economic headwinds and a slowing economy, the flow-on effects to interest rates and borrowing power are significant. You can check out Ben’s & Evan’s latest RBA Video on “Tariff-ying” Times: How Trump’s Policies Could Affect Australia here >

Now, let’s break it down why we think a fast change is coming.

The Key Factors Driving Market Sentiment

Lower Interest Rates
Global uncertainty—sparked by the US-China tariff conflict—is driving central banks to consider rate cuts (potentially multiple times by the end of the year), including here in Australia. Lower rates mean greater affordability and borrowing capacity.
Stronger Government Support
Both parties are committed to easing the path to home ownership. With billions allocated in incentives, grants and tax offsets, we’re seeing a sharp increase in demand-side stimulus.
Limited Housing Supply
While policies may boost demand, supply remains stubbornly low. This imbalance places upward pressure on property prices.

Summary: What’s the Outlook?

Lower interest rates
More borrowing capacity
Federal election housing policies boosting demand
Tight housing supply
Likely increase in property prices post-election

Timing is Everything

With the 2025 Federal Election just around the corner, many would-be buyers and investors are sitting tight—waiting to see which party wins and which housing policies will come into effect.

But here’s the truth: the property market rewards those who are prepared, not those who wait.

Right now, we’re seeing a unique window of opportunity. Sentiment is already shifting off the back of falling interest rates, increasing borrowing capacity, and headline-making government incentives.

While others hit pause, those who are proactive—who’ve got their ducks in a row—will be in the strongest position to act when opportunities arise.

This is where Empower Wealth’s Property Portfolio Plan becomes a game changer.

Our Property Portfolio Plan is a comprehensive, strategic roadmap tailored to your personal circumstances and financial goals. In fact, we will most likely be hitting our 5,000th plan produced by end of this month! Whether you’re just starting out or already on your investment journey, it shows you how to build a sustainable property portfolio, step-by-step. It answers key questions like:

What should I buy next—and when?
How do I structure my loans?
Will I have enough to retire comfortably?
How many properties do I really need?

And most importantly, it gives you the confidence and clarity to move forward.

Paired with expert guidance from our in-house team—including qualified property investment advisors, investment-savvy mortgage brokers, financial planners, buyers agents and tax accountants—we make sure your plan, finance, and buying strategy are all working in sync.

We’ve been consistently recognised for our excellence in customer outcomes:

Winner: Property Investment Advisor of the Year & Wealth Advisory of the Year
Australian Brokerage of the Year (Australian Mortgage Awards)
Customer Service of the Year (Australian Broking Awards)
Rolling Net Promoter Score (NPS): 91 – far above industry average
900+ five-star Google Reviews from clients across the country

And if you’re buying your first home or next home to live in, our newly launched Owner-Occupier Division within our Buyers Agent team is designed just for you—bringing the same strategic approach to those looking for a place to call home.

Want to make the most of this market moment?

Book your free consultation today by filling in the form below. Let’s make sure you’re not watching from the sidelines when the real opportunities emerge.

Categories: Investment Education, Property Investment Advice, Property Research

Tags: australian cash rate, Borrowing Power, federal election, Interest Rate, Politics