Financial Planning Articles & Tips

13/10/2012
Financial Planning

Control your retirement income

When you retire, there are different financial factors to consider because you are no longer receiving income from employment. Adverse market movements can have a greater impact on your savings in retirement because you’re not replenishing your savings with a regular pay cheque. Additionally, when you’re employed your income generally increases...

02/10/2012
Financial Planning

Nothing ever Changes if Nothing Ever Changes

Have you considered if your retirement income will sustain your lifestyle? If not perhaps it is time to put away the fear of change and act now. Households are going to be in for a rude shock in retirement, as they come to terms with reduced income and the impact on their lifestyle unless they start acting now. There is a rule of thumb to help ...

04/09/2012
Financial Planning

Who do you turn to for those big financial decisions in life?

The landscape is changing in the financial services space. Financial planners are moving away, due to government intervention, from commission based selling and accountants are now held more accountable for taxation returns they help produce and submit to the Australia Taxation Office and Mortgage Brokers have been licensed for a reasonable period ...

17/03/2012
Financial Planning

How Much Money is Enough?

If you stopped work today, how much money would you have to live off before it all ran out? If you stopped work today, how much income would your investments generate? Would it be enough to live off? Would you eventually have to sell down on your investments to ensure you had enough money to live off? How much is enough? If you have read s...

11/06/2010
Financial Planning

Control & Influence a Key to My Wealth Building Strategy

Once again the first half of this year appears to be providing my wife and I with some exceptional value increases in our property portfolio and the market for well located inner city properties show strong double digit growth for the first 5 months of the year. What’s even more pleasing for me is the hundreds of clients we have helped find prope...

13/04/2010
Financial Planning

Why Property Over Salary Sacrifice

Most of you who have been following my monthly commentary and newsletters over the years understand I have a bias towards investing in residential property, because I have been successful at building a multi-million dollar property portfolio over the past 16 years of investing, yet my compulsory superannuation has grown to only a few hundred thou...