Financial planning articles & tips

What Could Push Interest Rates Higher From Here?

Interest rates are once again front and centre for Australian households and investors. As predicted, the RBA increased the cash rate by 0.25% in September to 4.60%, its highest level since 2011. At the same time, inflation has moved higher, with the latest monthly headline reading reaching 4.0%, above the RBA’s 2–3% target range. So, w...

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Gen X: How to manage competing financial demands and still plan for your future

If you’re in your 40s or 50s and earning more than ever but still wondering where all the money goes, you’re certainly not alone. For many Gen X Australians, these can be some of the most financially demanding years of their lives. You might still be paying off the mortgage, supporting children through school or university, helping adu...

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4 simple ways to improve your health at home

Please Note: This article was created and provided by AIA Australia. Taking control of your wellbeing is becoming a lot more accessible. From wearable fitness trackers to at-home health tests, more Australians are building healthier habits without having to leave the comfort of their own homes. The rise of home health technology means you ca...

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Stability on Edge: VanEck’s April 2026 Summary 

Please Note: This report was created and provided by VanEck. “I bought my first stock in, probably, April of 1942, when I was 11. And since then, I mean, actually World War II didn’t look so good at that time.” – Warren Buffett This was the first quarter in over 55 years that Warren Buffett was not the CEO of Berkshire Hathaway, ...

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SMSF Property After the 2026 Federal Budget: What Investors Need to Know

Note: Since this article was first drafted, the proposed changes have progressed significantly. As at 26 June 2026, the negative gearing and CGT reforms have passed Federal Parliament, and the Labor–Greens deal includes a ban on future SMSF borrowing arrangements for residential property. The Federal Budget has naturally led many investors to...

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Market Outlook: Growth Volatility and the “Value Rotation” Illusion

As we move through February 2026, the equity markets have been defined by a tug-of-war between high-flying growth stocks and traditional value plays. While headline volatility might suggest a mass exodus from tech, a closer look at the fundamentals reveals a more nuanced story. Many investors are currently fleeing high Price-to-Earnings ...

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Resilience through selectivity: VanEck’s Jan 2026 Summary 

Please Note: This report was created and provided by VanEck. “Gold is a way of going long on fear.” – Warren Buffett There is no doubt that many investors are mindful. Many markets appear fully priced, and geopolitics weigh heavily. As a result, during the last quarter of 2025, gold and its miners have continued to rally. There we...

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Merry Christmas from the Empower Wealth Community: A Year of Impact, Growth and Gratitude

As 2025 draws to a close and the festive season fills the air, it’s the perfect moment to pause, take stock, and reflect on an extraordinary year across Empower Wealth, Moorr and The Property Couch. This year has been one of significant achievements, meaningful progress, and heartfelt reminders of why our mission matters so deeply. Cele...

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Meet Leslie Dong: A Financial Planner Who Puts People First

Leslie Dong didn’t start his professional life in finance, but once he discovered his passion for helping people achieve financial clarity and confidence, he never looked back. Now a dedicated Financial Planner at Empower Wealth, Leslie brings years of experience, a calm and caring presence, and a strong belief that every client deserves to feel...

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1,000 Five-Star Reviews & Wealth Advisory of the Year 2025!

It’s a double celebration at Empower Wealth! This year, we’ve been named Wealth Advisory of the Year 2025 for the second year in a row, and we’ve also just reached another milestone — between our Melbourne and Sydney office, we've received 1,000 five-star Google reviews from our clients! For us, these two achievements go hand in han...

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The Selective Path: VanEck’s Oct 2025 Summary 

Please Note: This report was created and provided by VanEck. “Inside every cynical person, there is a disappointed idealist.” – George Carlin It has not been difficult this quarter to peruse the financial press and read about lofty valuations, the AI boom and market distortions caused by the rise of select mega-caps. At the same...

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Why Advice Matters More Than Ever

In uncertain times, having someone in your corner who understands both the numbers and the human side of money can make all the difference. That’s exactly what the Financial Advice Association Australia’s (FAAA) 2025 Value of Advice Index highlights: Australians who work with a financial adviser are more confident, satisfied, and secure across...

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Life Insurance Comparison with Other Insurance Types

This article is an extract from ClearView. We all understand the importance of insuring our homes and cars to protect these valuable assets. However, many people overlook something even more valuable – their own lives and their ability to earn an income. Protecting these aspects ensures not just financial security but peace of mind for y...

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