Blog post by Empower Wealth

How to Boost Your Tax Return in 2025: Ben & Julia’s Hot Tips

It’s that time of year again! And if you’re a property investor or planning to become one, this is the episode you don’t want to miss.

Join Ben Kingsley and property tax expert Julia Hartman as they unpack the top tax strategies for 2025—covering everything from depreciation schedules and repairs vs improvements, to land tax timing, super contributions, and even HECS/HELP repayment traps.

Whether you’re earning passive income or planning a big financial move like selling an investment property or topping up your super, this is your chance to get ahead of 30 June with confidence.

And yes—there are traps to avoid… but also hidden gems you can take advantage of. This episode will help you spot both.

Want a simple cheat sheet?

Our 2025 Tax Fact Sheet is now available in MyKNOWLEDGE on Moorr—packed with practical tips and reminders to keep your property tax planning on track.
Create your free Moorr account here and download it instantly >

Want to talk to a tax expert?

Book a free and no-obligation consultation with our Empower Wealth Tax Advisory team via the webform below or simply go to: empowerwealth.com.au/tax

Here’s a sneak peek at what you’ll find:

01:52 – HECS/HELP debt: Why you shouldn’t pay it off before June 1
03:15 – Can you prepay 12 months of property expenses?
04:12 – Interest in advance: When it works (and when it doesn’t)
06:00 – Planning leave or retirement? Use this tax trick wisely
06:57 – Prepaying rates, insurance or body corp? Read this first
08:09 – Land tax: Why timing matters for deductions
09:05 – Rent paid in advance? A warning for commercial landlords
10:00 – Rent paid early? Landlords, brace for tax
11:04 – Repairs vs improvements: Don’t stuff this up
13:26 – Renovating before renting? That’s capital
16:00 – Replacing the whole fence? Careful!
18:28 – Roofs, floors, footings: What counts as a repair?
20:00 – Roof Replacements: Claim or Cost?
24:11 – Depreciation Schedule: Get It Before 30 June
26:06 – Backdate Deductions – Is it possible?
27:52 – Is a Dep Schedule Worth It? Here’s How to Check
29:26 – Tax Bracket Changes Ahead: Plan Now
31:18 – Super: The Most Misunderstood Tax Strategy
32:52 – Concessional vs Non-Concessional: Know the Difference
36:18 – Super Contributions: How Much Can You Put In?
40:12 – Non-Concessional Contributions Made Simple
42:00 – Age-Based Super Rules You Need to Know
47:21 – Pension Phase = Tax-Free Income?
50:18 – Free 15-Min Tax Planning Chats Now Available
52:13 – Previous episodes of Talking Property Tax
52:36 – Access the Full Series FREE on Moorr’s MyKnowledge

Previous “Talking Property Tax” episodes

The Top 5 Tax Planning Rules Every Property Investor Must Understand
Tax Planning Tips to Maximise your Returns (Part One)
Tax Planning Tips to Maximise your Returns (Part Two)
Your Ultimate Guide to Reducing Tax on Vehicles, Private Insurance & Land
Navigating Tax Changes in 2023: Updates to Remote Work Claims, Renting and Victoria’s New Tax Grab
Maximise Your Returns: Mastering End-of-Year Tax Planning, HECS Hacks, Super Strategies, and More
2024: The Golden Year of Tax Planning

Get ready to take charge of your finances like never before!

Looking for a tax accountant or keen for a second opinion? We would love to help! Simply fill in the form below to request a free and no-obligation initial consultation with our qualified and experienced tax specialists.

Categories: Tax and Personal Accounting

Tags: capital gains tax, Capital Gains Tax (CGT), Land tax, Self-Managed Superannuation Fund (SMSF), Superannuation, Tax, Tax Depreciation, Tax Refund, Tax Return