Empower Blog Self-Managed Superannuation Fund (SMSF)

How to Boost Your Tax Return in 2025: Ben & Julia’s Hot Tips

It’s that time of year again! And if you’re a property investor or planning to become one, this is the episode you don’t want to miss. Join Ben Kingsley and property tax expert Julia Hartman as they unpack the top tax strategies for 2025—covering everything from depreciation schedules and repairs vs improvements, to land tax timing, sup...

Watch Video

Changes to super from 1 July 2024

Key takeaways: On 1 July 2024, the SG rate which determines the minimum percentage of your salary that your employer must contribute to your super fund, will increase from 11% to 11.5% The cap on concessional (before-tax) super contributions will increase from $27,500 to $30,000 per year The non-concessional (after-tax) super contributio...

Read More

The Basics: SMSF & Property

Let’s get down to basics! In this short 90-seconds video, Ben briefly explains why superannuation is so important in Australia and the connection between Self-Funded Superannuation Fund (SMSF) and Property. It's important to remember, though, that while the video shares helpful information, it's not telling you to invest in a SMSF. Everyone's...

Watch Video

Pros and Cons of SMSF Property

Discover the advantages and disadvantages of an SMSF Property! In this short video, Ben & Bryce chat about the leverage and tax benefits, the limitations and some of the compliance requirements you need to think about before buying an SMSF Property. Please note that while the video shares helpful information, it's not telling you to invest ...

Watch Video

Opportunities await – super changes from 1 July 2022 

Changes to super contribution rules from 1 July may create a great opportunity to revisit your savings and super contribution strategies. The changes may create new or enhanced options to build your savings. Outlined below is a brief explanation of some of the key changes and how you could benefit.  Super changes ahead  Now is ...

Read More

Is an SMSF right for you?

Self-managed super funds (SMSFs) are the largest and fastest growing super sector in Australia and for many good reasons. But before you start an SMSF, it’s important to weigh up both the advantages and disadvantages and consider seeking advice to determine whether an SMSF is right for you. The advantages SMSFs can offer a number of features and ...

Read More

3 questions to ask yourself when setting up an SMSF

So what are the three initial considerations you need to consider when setting up a Self Managed Super Fund or SMSF? The first consideration is who's actually making the recommendation to you? Is it your mortgage broker, is it a real estate agent, is it a property spruiker or is it a buyers agent? All these people are legally not allowed to recomm...

Watch Video

Three things to Consider before Setting up a SMSF

When it comes to setting up a SMSF (Self Managed Superannuation Fund), one thing is certain — it’s not a decision to take lightly. A SMSF can offer flexibility, control and tailored investment opportunities. But it also comes with responsibility, compliance obligations and additional costs. Before taking the leap, there are three critical q...

Watch Video

Property Panel – Self Managed Super Fund and Property

This time around on Melbourne Property TV (MPTV) Property Panel, Ben Kingsley will be discussing with fellow panels on topics concerning Self Managed Super Fund and Property. Few of the questions that were discussed are:  Is SMSF suitable for everyone or just the rich?  Why do you need SMSF and what factors and cost to consider before setti...

Watch Video