Empower Blog Property Market

RBA Cash Rate April 2023: The Close Rate Call 

Welcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia...   Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?!   Tune in to hear Ben unpack the RBA’s decision along w...

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RBA Cash Rate March 2023: Is Now The Time To Act?

As we settle into the new year with the festive spirit firmly behind us, central banks around the world are now turning to tackle the question: Are we facing an untamed inflation beast or is it simply lag data?   It’s no different here in Australia as we wake to yet another rate rise; tune in to find out whether we’ve crept up anot...

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RBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next? 

After a month’s hiatus, the Reserve Bank of Australia is back with its first meeting for 2023. With a rapidly changing economic landscape, will the board mirror December’s 0.25 rate rise or is a drastic rate hike in order?   Tune in to hear Ben cover the highs of the domestic market from the ASX’s surprise positive results to fa...

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RBA Cash Rate December 2022: Has Australia Reached Its Inflation Summit?

As Australia’s “Year of Inflation” draws to a close, the Reserve Bank of Australia (RBA) has just released its last official cash rate for 2022.   As global economic outlook shifts to a more “positive” note with the US and Australia seeming to have escaped a recession, have we just received another early Christmas present fr...

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RBA Cash Rate November 2022: Rate Hike Again But When Will It Stop?

While the race that stops a nation will have the eyes of Australians everywhere today, another decision drawing just as much interest has been released.   In the Reserve Bank of Australia’s (RBA) November release – which happens to coincide with Victoria’s Melbourne Cup Day – Ben breaks down our seventh consecutive rate ...

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The Art of Investing in Volatile Markets

With the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia's market and what it means for investors. With many conflicting trends and numbers, and a lack of clarity around the origins of Australia's inflation, it’s hard to know what remedy is needed from the Reserve Bank...

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Goldilocks days are over: VanEck’s Q4 Summary

Please Note: This report was created and provided by VanEck. The halcyon days of Goldilocks are well and truly over for markets and they now resemble an aimless vagabond. Investors are deep in the inflation era. The question is, how deep? Are we up to our knees, our waist or our necks? And is the depth subsiding? Central banks around the wor...

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RBA Cash Rate October 2022: How To Stop Inflation Psychology!

Overnight Update: This video was filmed & produced before the UK's mini-budget was scrapped. The RBA Monthly Update doesn’t get much bigger than this.   The Reserve Bank of Australia has once again lifted interest rates, property market sentiment is shifting fast, and despite all, Australia’s retail spending remains at record hi...

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RBA Cash Rate September 2022: From Trough to Peak: How Bad Is Today’s Market?

Across the globe, the inflation story continues to unfold and trade tensions between Russia and the Eurozone simmer. We see oil prices and energy suppliers shifting which leaves the question: How will it impact Australia?  Back home the Reserve Bank of Australia has lifted rates for the fifth consecutive month by 50 basis points, bringing ...

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New Changes to Queensland’s Land Tax: How Will it Affect You? 

The Revenue Legislation Amendment Bill 2022 was recently introduced following the announcement of land tax reforms in the 2021-22 Queensland State Budget Update.  The changes will apply to Queensland land tax assessments in the 2023-24 financial year.  Regardless of the relative merits and arguments supporting (or challenging) this ch...

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RBA Cash Rate August 2022: Inching Closer to a Neutral Cash Rate!

As we welcome in a new financial year, we welcome another not-so-surprising change. The Reserve Bank of Australia has once again lifted the cash rate by 50 basis points, bringing the official rate to 1.85%. This marks the most aggressive rate rise in a 3-month period since 1994 (If you’re wondering, back then the RBA lifted the cash rate by...

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The Family Home Guarantee Scheme

Note: This article is an extract from MLC.  If you’re a single parent with dependents, you may be eligible to purchase a home with as little as a 2% deposit via the Family Home Guarantee Scheme. How does it work? You usually need to save a deposit of 20% if you want to borrow to buy a home without needing to pay lenders mortgage ins...

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The First Home Guarantee Scheme

Note: This article is an extract from MLC. You may be eligible to purchase your first home with as little as a 5% deposit via the First Home Guarantee Scheme. How does it work? You usually need to save a deposit of 20% if you want to borrow to buy a home without needing to pay lenders mortgage insurance (LMI). Under the First Home Guarantee...

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