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Empower Wealth Blog post by Empower Wealth

(LIVE) RBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders Rejoice 

RBA Cuts Interest Rates

The Reserve Bank of Australia (RBA) has officially cut interest rates, marking the first rate reduction in years. With inflation cooling and mortgage stress rising, this move was widely expected by economists and market analysts. 

Join Ben Kingsley and Evan Lucas as they break down the decision and its impact on homeowners, investors, and the broader economy. 

What This Rate Cut Means for You 

Mortgage Holders: A 0.25% rate cut could mean lower repayments, with someone on a $500,000 loan saving around $96 per month—and more cuts could follow. 
Property Investors: How will lower rates affect property prices, lending conditions, and investment strategies? 
The Economy: How will this decision impact inflation, employment, and the financial markets moving forward? 

With the Big Four banks forecasting multiple rate cuts throughout 2025, what should Australians expect next? 

Time Stamps 

Australian Economic Update Segment 

2:41 – What’s happened since the last RBA announcement  
3:58 – The case against cutting rates  
8:55 – Annual Inflation  
19:12 – RBA’s Cash Rate Decision  
26:10 – Unemployment/Participation Rate  
33:16 – Consumer Confidence  
36:43 – Retail Sales  
38:27 – Business Conditions & Confidence  

World Economic Update Segment 

41:36 – US Economic Outlook 
48:38 – Trump’s Agenda  
1:13:43 – China’s Economic Update 
1:17:53 – Eurozone Economic Update  
1:22:45 – Wrap Up & Closing Remarks 

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