(LIVE) RBA May 2025 | One Cut Down… How Low Will Rates Go?

The RBA has officially cut the cash rate by 25 basis points—and for the first time in over a year, we’re seeing meaningful rate relief reach borrowers. NAB was first to act, with all Big Four banks passing on the cut in full within an hour of the announcement. 

But with multiple more cuts predicted for the remainder of 2025… how low will rates actually go? 

In this episode: 

• The key factors shaping this month’s RBA decision 
• A detailed look at Australia’s inflation, unemployment, wages and consumer sentiment 
• An update on Trump’s economic experiment and how his tariff policies are affecting the world 
• China’s stimulus response and long-term energy advantage 
• Growing uncertainty and challenges across the Euro area 
• Property price momentum, productivity trends and forward predictions for the rest of 2025 

Time Stamps 

Australian Economic Update Segment 
0:40 – What’s changed since the April Cash Rate Announcement 
8:10 – RBA’s Cash Rate Decision  
14:33 – Annual Inflation  
17:10 – Trimmed Mean 
19:44 – Australia vs Advanced Economies 
21:02 – Unemployment / Participation Rate 
24:51 – Wage Price Index 
28:51 – Consumer Confidence 
33:58 – Retail Sales 
36:35 – Business Conditions & Confidence 
39:48 – Property Prices & Home Loans 
41:58 – Special Focus: Productivity 
49:22 – Key Takeaways & Our Predictions for the Rest of 2025! 

US Economic Update Segment  
51:17 – Trump’s Experiment Update 
54:51 – US Bond Rates 
57:17 – US Tariff Rates 
1:01:25 – Quarterly GDP Data 
1:02:58 – Annual Inflation 
1:04:03 – Cash Rate (Interest Rates) 
1:07:52 – Unemployment 
1:09:10 – Consumer Confidence & Sentiment 
1:11:08 – Retail Sales 
1:12:47 – Business Confidence  
1:14:02 – Key Takeaways 

World Economic Update Segment 
1:14:52 – China’s Economic Update 
1:22:47 – Eurozone Economic Update  

With banks now passing on rate cuts quickly and inflation trending lower, you may have more leverage than you think. 

If it’s been a while since your last loan review, book a Free Loan Health Check with our Mortgage Broking team and find out how much you could save. Fill in the form below to get started!  

Book your free appointment

First Name *

Last Name *

Email *

State (VIC, NSW, QLD, etc)

Phone Number *

Interested In...

Please select oneProperty Investment AdviceFinding a HomeFinance and Loan StructureBuyers AgencyFinancial Planning (Super & Insurance)OthersTax & Personal AccountingAfter something else

 

Book Appointment