Empower Blog lending environment

RBA Cash Rate Decision – May 2019

At the May board meeting, Governor Lowe and the Reserve Board — well, I would have loved to have been a fly on the wall here because I'm sure this would have been a serious consideration—  but they kept the cash rate on hold. That's right. For the 34th consecutive month, the cash rate is going to remain on hold. Now, does that mean that we're...

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What to Do When the Banks Say “No”

Been rejected by the bank? Need loan approval? Ben and Bryce's 5-page feature in Your Investment Property Magazine is a very timely yet timeless insight into what the banks REALLY look for when assessing your loan. With in excess of 3.5 million borrowing applications declined each year, the rise in loan rejections by banks is a very real possi...

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5 Golden Tips for getting Finance in this Changing Landscape

Today I want to talk to you about some tips on getting finance in the current environment because we know that the landscape has changed with APRA intervening 12 – 18 months ago to try and take some heat out of the property market. But it's still a very good time to be playing the long game and buying really great properties in the marketplace�...

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