Empower Blog Investment Strategy

The Impact of Knowledge

Previously, we've discussed the “inputs” that will be required for an Investment Strategy starting off by talking about the different ways that money and time will be required to implement an investment strategy and their impacts on the outcome of that strategy. Another key input that will be required of any prospective investor is knowledge...

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The Impact of Time

In a previous article, we began discussing the “inputs” that will be required for an Investment Strategy by talking about the role of money. Another key factor in any investment will be time, and time influences the outcome of an investment strategy in a number of different ways. The Investor's Time The first aspect of time that we need to c...

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The Impact of Money

In recent newsletters, we have been discussing the “outputs” that we are seeking from an Investment Strategy. Most importantly, we will be looking for ongoing capital growth of our investment asset, i.e. that the value of the asset grows over time, a yield, or ongoing income stream, from the asset, e.g. dividends from a share portfolio or renta...

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Feeling Brave?

Who was it that said “fortune favours the brave?” Or who was it that got credit for it in the modern age, as I’m sure throughout history this comment would have been reeled off several hundreds of times around the world as men went to war for the control of land, its people and its wealth. Fortunately, and pardon the pun, these days the sa...

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The Impact of Growth vs Yield

Growth vs Yield? In whichever kind of investment, this question has always brought along endless debates. In previous newsletters, we have discussed the impact of the capital growth of an investment asset and the yield or income produced by that asset.  In the majority of long term investment strategies, both of these factors are important.  The ...

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From Action to Measurement

In last month’s newsletter ( available from our website ), we outlined two key steps needed to take your Money Plan and put it into action - getting your existing money working as hard as possible for you, and taking control of your spending. These two steps can be achieved by implementing the Account Structures and cash flow strategies that form...

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From Strategy to Action

In previous newsletters, we have discussed the three stages in Money Planning: knowing where you are now - developing a picture of your current Financial Position, deciding where you want to be (and when) - thinking about how much passive income you will need to allow you to be financially independent, and deciding on the best way to get fr...

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From Plan to Strategy

In previous newsletters, we have discussed the first two stages in Money Planning - knowing where you are now and deciding where you want to be (and when).  The next step in the process is to develop some ideas about different strategies you may adopt to get from your current situation to your desired future state and the pros and cons of each pos...

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Game Plan – The Next Level

Juggling family,work and trying to get a foot on the investment ladder will be a challenge that many will be familiar with – and that’s exactly what Mick ans Sandy Greenway are facing. The Townsville-based couple Mick, 35, and Sandy, 42, met through the Army Reserves in 1996. They have been married for nine years and have a 14-month-old daughte...

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Timing Your Purchase?

A lot of commentary, opinion and theories go into the ‘melting pot’ when it comes to the ‘TIMING’ of purchasing any investment asset and this is no different when it comes timing the purchase of a Residential Property, whether for owner occupier or investment.  There are those that will put a call out there ‘Now’s the time’ and those...

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Control & Influence a Key to My Wealth Building Strategy

Once again the first half of this year appears to be providing my wife and I with some exceptional value increases in our property portfolio and the market for well located inner city properties show strong double digit growth for the first 5 months of the year. What’s even more pleasing for me is the hundreds of clients we have helped find prope...

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What’s the Cheapest Loan?

If I had a dollar for every time……. so the saying goes, and in my case it relates to people asking me what is the best interest rate at the moment or who’s got the cheapest loan? I wish there was a simple answer to this question, and believe you me, when I first started out in the finance industry I was also naive to think that surely this...

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Where will the ‘Smart Investors Money’ go in 2009?

The Stock Market is shaky with both the ASX and NYSE pushing below 15 and 12 year lows respectively, as I write my comment piece this month. The low cash rate correlates to reduced bank interest returns for money invested in Term Deposits or Savings Accounts. The same goes for Government bonds. The media continues to talk up the doom & gloom...

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