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RBA Cash Rate – February 2020

On this first Tuesday of February as part of the new 2020s, the new decade, the RBA had a tough decision to make today. They had some really positive economic data flowing through from the end of 2019 that consisted of a really good unemployment story. It also said that retail spending had at a bounce in November, so that was positive. Ultimately,...

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RBA Cash Rate – December 2019

Today Governor Lowe and the reserve board met for the final time in 2019 and they kept the cash rate on hold at 0.75%. Now, in 2019 we saw three rate cuts. And for all of those people who love the data, what's interesting about that is between August 2016 and May 2019 — 34 months — the cash rate was on a hold at 1.5%. So they've definitely trie...

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What to Do When the Banks Say “No”

Been rejected by the bank? Need loan approval? Ben and Bryce's 5-page feature in Your Investment Property Magazine is a very timely yet timeless insight into what the banks REALLY look for when assessing your loan. With in excess of 3.5 million borrowing applications declined each year, the rise in loan rejections by banks is a very real possi...

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Equity: The Power Within

What’s the power within your own home? Equity! As Bryce explains in Money Magazine’s Special Edition issue, using the equity in your existing property allows you to invest without chipping into your own savings and takes the time spent saving for a deposit. Basically, after you release the equity, you can use it to purchase an investment prope...

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Interest Rates 2017: What Investors Need To Know

Ben appeared in Your Investment Property Magazine this April and, as it turns out, there's a whole lot he wants to tell investors about interest rates 2017. Let's face it: interest rates matter. When it comes to your lending capacity and structure, they can make or break how (and when) you invest. Your cash flow can really dive or soar too ... an...

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How well protected is your business?

If you’re like many business owners you have already insured the physical assets of your business from theft, fire and damage. But have you considered the importance of insuring yourself - and other key people in your business - against the possibility of death, disability and illness. Not being adequately insured can be a very risky oversight, a...

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Counting the cost of a curve ball

Here’s a confronting question: what would you do if the main breadwinner in your household could no longer bring in an income? Do you have a Plan B? Most people don’t. That’s where insurance comes in. Curve balls. They’re unexpected, often deceptive and it’s impossible to predict their trajectory. That’s why they’re so devastating �...

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Is an SMSF right for you?

Self-managed super funds (SMSFs) are the largest and fastest growing super sector in Australia and for many good reasons. But before you start an SMSF, it’s important to weigh up both the advantages and disadvantages and consider seeking advice to determine whether an SMSF is right for you. The advantages SMSFs can offer a number of features and ...

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Home Sweet Home

The prospect of buying a first home in today's market can be daunting - especially given high prices and competition for desirable properties. In this issue of Bride to Be Magazine, Ben Kingsley was asked to provide his opinions on what to consider before starting your search. Here's a snippet of the article: "It's no secret that homes are more co...

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Things to Do Before Buying a Home

There are few things more thrilling than buying a home of your own for the very first time. Having a decent savings or down payment on the home is just a small part of the process. Make sure you have all of your bases covered and a solid idea of what to expect during your journey of becoming a proud homeowner. So just what should you know about how...

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