Empower Blog Cash Flow

What is Rentvesting?

So what is Rentvesting? Rentvesting has come about through the fact that housing is getting more and more difficult to buy closer into the city. So we are actually seeing values in those city areas starting to increase beyond what say the average household can buy. Yet that average household still wants to have all the conveniences and lifestyle d...

Watch Video

Are you Paying Too Much for your Property?

Today I want to talk to you about the three biggest reasons why you might be paying too much when buying property. Number 1, the justify that they can afford it. Let me tell you a little story. Husband and wife couple, do their budget at home and then they head off to speak to their mortgage broker. Their mortgage broker has a suite of lenders a...

Watch Video

Cash Flow Management | The Essential Element in Property Investment

When asked about their budgeting habits, most Australians would say that they manage their money excellently. Judging by today’s high debt rates and stress patterns, it would appear that some of those who think they are managing their money well are actually doing the opposite. Whether you’re in charge of your budget at home or are taking care...

Read More

Why Decision Fatigue could make you a Poor Investor

One of my favorite author is Tim Ferriss, the author of Four Hours Workweek and he talks about this concept called "Decision Fatigue". I was thinking about that recently and how that applies to my life but also how that applies to everyone else's life as I'm in the business of helping people invest in property. The concept is really simple. He said...

Watch Video

5 Reasons Why You Shouldn’t Invest in Property

ith the interest rate being so low and some really strong market in Melbourne and Sydney, it's not unusual for people to be really excited with the idea of investing in property. Well, I'm actually going to give you five reasons you shouldn't invest in property right now. And the first one is the Fear of Missing Out (FOMO). The obvious example of t...

Watch Video

A Vital Skill for Success – Money Management Strategy

For many people, visions of success include launching high-paying careers, having a multimillion dollar property portfolio or hitting the lottery jackpot. Fortunately, you don’t have to be a surgeon or win a lottery to be successful at managing money. Regardless of your career choice or your income level, you can set yourself up for success by le...

Read More

Negative Gearing vs Positive Gearing | Which is Better?

Hello, Ben Kingsley here and today I want to talk about Negative Gearing vs Positive Gearing. Now the difference between the two is an income outcome which basically means that with negative gearing properties, we actually have to put some of our surplus cash into supporting the investment as opposed to positive gearing where we actually get some ...

Watch Video

Do Holiday Homes make Good Investments?

I’m often asked the question on whether or not Holiday homes make for great investments and generally speaking, from what I’ve seen, it doesn’t and largely it comes down to the fact that the time when you want to rent it out to get the maximum money from is actually the time when you want to spend the time in there with your family. So that...

Watch Video

New to Property Investment? Here’s What You Need to Know

Have you always been interested in property investment? You may have watched television shows about it or heard about it from your mates at barbeque or dinner party last weekend. After much consideration, you may have officially decided to make it your business venture too. While many investors have great success with the properties that they have ...

Read More

2015 Mortgage & Interest Rate Predictions Outlook

The current RBA cash rate is 2.50% and the loan offerings are certainly very attractive, but how long will this condition last? Is this the best time to fix your loan? Check out our 2015 Mortgage and Interest Rate Predictions with Simon and Ben to learn more.     Transcript: Ben: Hello. Ben Kingsley here, CEO and Founder of Em...

Watch Video

Seven Property Investment Myths Keeping You From Growing

Investing in property can be a bit frightening if you are unfamiliar with what it entails. When considering it, realise that properties can generally be categorised into two groups: active or passive investments. Active investment requires the investors to be on the run and this could be buying a house, fixing it up and then selling it for a profit...

Read More

How to Plan to Build a Passive Income for Life with Property Investment?

(This presentation is part of the 2014 CPA Public Practice Conference in Lorne, Victoria) Tim: I’m so pleased to be chairing this afternoon session Property Investment – How to Build a Passive Income for Life. It’s my pleasure to introduce Ben Kingsley and Holdaway. Just a little bit about Ben and Bryce. Ben Kingsley is the founder of E...

Watch Video

Property Investment Formula to build a Passive Income for Life

In the Melbourne Home Buyer and Property Investor Show 2014, Bryce Holdaway – presents The Property Investment Formula How to Apply it to build a Passive Income for Life. Bryce is a Partner and Buyers Agent of Empower Wealth and co-host of Location Location Location Australia on Foxtel’s Lifestyle channel and possesses over 14 years experien...

Watch Video