Empower Blog Property & Financial Investment

When you should and should not consider Interest Only Lending?

There's a lot of media noise out there at the moment around interest-only lending, so I thought it's important in this How To Session we talk about why we would and why we wouldn't use interest only lending options.   So I want to start with why we wouldn't use interest only lending. Now, it's logical when you think about it — but w...

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The Number One Person a Buy and Hold Investor Needs to Impress and Why?

Today, I want to talk about who the most important person is for someone who's investing with a buy and hold strategy.  Because I wonder if anyone's actually really thought that through. The question is: is it the property manager? Is it your accountant? Is it the taxman? Or is it you, the investor? I would argue it's none of those. In fact, I ...

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RBA Rate Decision – April 2018

Today, Governor Lowe and the Reserve Board met for April and they kept the ash rate on hold at 1.5%. No surprises there as both the Reserve Governor and the Board are flagging to industry and business that they're in no rush to move the rates higher anytime soon.   The reason for that is they still want to see stronger economic growth...

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INFRASTRUCTURE: Which is the most important to grow property prices?

In this how-to session I want to talk about infrastructure. But, more importantly, I want to talk about the essential ingredient you need in infrastructure that is going to grow property prices not only for the short term but for the long sustainable term. Now you might be thinking, “That's an easy one! Surely it's got to be transportation… ...

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7 Common Questions Property Investors Ask

[This event has now ended but there will be future events coming up and we'd love to hear from you! Join our Newsletter or connect with us on Facebook to stay in touch.]   BRYCE: Hey Ben, we're really excited about the upcoming webinar that we have on the Seven Deadly Sins when it comes to Building a Property Portfolio and we want to tal...

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The Good, the Bad and the Ugly of Searching Online

Today I want to talk about the good, the bad and the ugly when it comes to searching for property online. We've certainly come a long way from the old days where we used to circle the classifieds in the newspaper and the agent controlled all of the information. It’s certainly changed with the internet now! Combined with the fact that people are ...

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RBA Rate Decision – March 2018

At the March 2018 RBA board meeting, we saw the cash rate remain on hold at 1.5%. No surprises there — we know that the rate has been widely tipped to stay on hold from most economists around the country. This is an interesting point because what Governor Lowe made mention in February was that he doesn't see any strength in moving the cash rat...

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What’s APRA’s Next Move?

In this How-To Session we're going to explore what the potential move from APRA might be after the macro-prudential regulations they introduced in late 2014. Firstly, who is APRA? APRA stands for the Australian Prudential Regulatory Authority, and their job is to regulate the lenders who lend money out into the marketplace. Now, when you've go...

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Top 5 Tips when Investing in Hobart

Today I want to talk about investing in Hobart. I still remember the first time that I went to this wonderful place to visit. There were green, rolling hills— the environment is amazing! But the question is — besides the fact that they've got over 2,000 kilometres of walking tracks, there are 18 national parks, there are world heritage si...

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Revealed: How Much You Need To Retire in ONE SIMPLE FORMULA

What I want to talk about today is the concept of retirement and, more specifically, how much do you need to have a passive income that will support the lifestyle you really want in retirement? Because most people, I wonder if they've thought this through. I've spoken to hundreds and hundreds of people, and they often talk to me about how they...

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RBA Rate Decision – February 2018

Today Governor Lowe and the Board met for the very first time in 2018, and they kept the cash rate on hold at 1.5%. Again, no surprises there. The reason for that is because inflation numbers came out last week and the overall year-to-date number for 2017 was only 1.9%. We all know that they want to keep the inflation bandwidth between 2% ­– ...

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Top 5 Tips when Investing in Adelaide

Today I want to talk about considering Adelaide as a place to invest your money, particularly if you're an interstate investor looking for somewhere around the country to park your cash outside of your own state. For me, there's lots of wonderful reasons to consider Adelaide. For anyone who's ever been there, they can see that it's a beautiful p...

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Get Rid of The A.E.W.D Mindset

In this How To session I want to explore A.E.W.D. Now, you might be thinking what is that?  Well, I will get there in a minute; but first, I want to tell a story around this. Recently, I've been on holidays — it’s been Christmas and New Year — and obviously around Christmas time you get to spend a lot of time with extended family and f...

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