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17/12/2012
Property Investment Advice

Having your Cake and Eating it too?

I’ve educated, met with and advised thousands of people and households about money, finance and their wealth creation endeavors for many years now and on occasion I reflect on the many types of investors, their money management and investment habits as well as their general financial and personal goals and I thought it might make for some intere...

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04/12/2012
Mortgage Broking

RBA Rates Decision – December 2012

The Reserve Bank of Australia (RBA) has delivered an early Christmas gift for mortgage Holders with a rate cut of 0.25%. This brings the cash rate to 3.00%, which is at the level seen during the depths of the GFC.  So great news for those who hold debt, but not so pleasing to those who have savings deposits, as this will result in less interest in...

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30/11/2012
Buyers Agents

Ben Kingsley on 10 Home Buyer Traps

Buying your home will undoubtedly be the biggest purchase you'll ever make, so you want to make sure you get it right. In the November 2012 Issue of the Money Magazine, Ben Kingsley is interviewed to provide the Top 10 Home Buyer Traps, identifying the most common Mistakes/Pitfalls that home buyers can make. Amongst the common mistakes that Ben lis...

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19/11/2012
Buyers Agents

When is the RIGHT Time to buy your First Home?

In the November issue of Money Magazine I contributed to an article written by Maria Bekiaris on the 10 Home Buyer Traps, which was all about the pitfalls waiting for home buyers to avoid costly mistakes. (It’s a great article by Maria, so get the November issue of Money). The article got me thinking about the first homer buyers and how I ofte...

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12/10/2012
Mortgage Broking

What does AFL, NRL and Mortgages Have in Common?

We love our sports; all the competitiveness and excitement that comes with it.  Have you ever wondered if the same spirit of sportsmanship also applies to scoring a good mortgage? Over the weekend we have seen the two major sporting codes Grand Finals.  These sporting contests are all about making ground on your opposition and putting scoreboa...

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10/10/2012
In the Media

Property Panel – Fixing your Interest Rates

Fixed interest rate and variable interest rate is another one a common debate points when choosing a mortgage loan. Sometimes, a fixed interest rate can be quite an advantage but on other times, it may be the cause of a difficult financial position. In this session of Melbourne Property TV (MPTV) Panel, Ben Kingsley and the panel discuss about the ...

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02/10/2012
Financial Planning

Nothing ever Changes if Nothing Ever Changes

Have you considered if your retirement income will sustain your lifestyle? If not perhaps it is time to put away the fear of change and act now. Households are going to be in for a rude shock in retirement, as they come to terms with reduced income and the impact on their lifestyle unless they start acting now. There is a rule of thumb to help ...

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02/10/2012
Mortgage Broking

RBA Rates Decision – October 2012

The RBA has reduced the cash rate at its October Board Meeting by 0.25%.  This brings the cash rate down to 3.25%. Most market analysts were split 50/50 on this decision to reduce rates, but for an economy that is definitely showing signs of slowing, it comes as welcome news to a mortgage holder. How welcome that news is will be left i...

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21/09/2012
In the Media

Myth Buster on What drives Property Values

The "Great Aussie Dream" of owning property is part of our DNA and it's fair to say that most people have an opinion about what makes property values grow. For the Average Joe, these opinions are mostly educated guesses; for many people in the property industry they are often completely off the mark. In this article from Money Magazine (in conjunc...

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