Empower Blog Mortgage Brokers

Is Now the Right Time to be Fixing your Loan?

So is now the right time to be fixing your home loan? One thing that I want to talk about today is to try and explain to you how fixed rates works versus how variable rates works. The first part of this story is, variable rates which is obviously the rates that we see changing when the RBA does their cash rate decision is what we set those variab...

Watch Video

Different Types of Property Loans and Why Interest Rate Is NOT King 

When purchasing a property in Australia, there are a number of mortgage loan options available. Each has its different benefits such as low interest rates or higher borrowing power, as examples some require principal and interest repayment while others offer interest only terms, while others allow for smaller payments. The best loan will depend on ...

Read More

7 Things to Consider when Securing Your New Home/Investment Property Loan

Whether it’s your first time or tenth home or investment purchase, choosing a lender in a competitive market and getting a loan approved by a bank or lender is a laborious task. There are a lot of requirements to satisfy, applications to fill out and paperwork to get it order, so it can seem as if you will never get it all together and you are...

Read More

The Investment A-Team

As the driver of your investment strategy, selecting the right members for your team is crucial to scoring investment gold. In April 2013 issue of the Smart Property Investment Magazine, Ben Kingsley writes about the need to take control and hand pick a team that will be contributing and working towards improving your financial status. Similar to ...

Read More

Brokers Top of Class

The latest Core Data ACQUIRE index market research findings has brokers top of the class.  Core Data conducted a mystery shop exercise, surveying home lenders and ranked brokers ahead of banks and credit unions on a range of seven different criteria. On the most important criteria of ‘Understanding – or the ability to understand customers n...

Read More

Mistakes Borrowers Make

With finance the flavour of this month’s newsletter I thought I’d pen a list of borrower’s mistakes. This list is not specific to investors or owner occupiers; they are basic mistakes or assumptions that lead to mistakes that all borrowers can make..... So lets take a look at them (in no particular order) Going straight to their current B...

Read More

Bank Loyalty, Does it pay off?

Over my journey in this profession, I have meet many great people and continue to work for most of them in helping them achieve their goals whether it be securing their first home, refinancing or planning out their pathway of financial independence through investment in Residential property.  As I do with every client I ask them the same question ...

Read More