Empower Blog Lenders

Lender Mortgage Insurance Prices to Increase by up to 20%

This is terrible news for those looking to get into the market for buyers looking to borrow greater than 80% of the value of the property.  Our two mortgage insurers, who work in conjunction with all lenders by insuring the borrower as a risk to the lender, are increasing this Mortgage Insurance premium to the lenders.  There is already evidence ...

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Bank Loyalty, Does it pay off?

Over my journey in this profession, I have meet many great people and continue to work for most of them in helping them achieve their goals whether it be securing their first home, refinancing or planning out their pathway of financial independence through investment in Residential property.  As I do with every client I ask them the same question ...

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What’s the Cheapest Loan?

If I had a dollar for every time……. so the saying goes, and in my case it relates to people asking me what is the best interest rate at the moment or who’s got the cheapest loan? I wish there was a simple answer to this question, and believe you me, when I first started out in the finance industry I was also naive to think that surely this...

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