Start Here  
Book your free
appointment

What is a Family Pledge or Guarantor Loan?

What is a family pledge or guarantor loan? Well in simple terms, what we are saying is that parents or a family member can put up security to help a child buy a property. Now, why is this needed? In Australia, we do know that in the bigger cities, property prices are increasing more and more. And as they increase, it is becoming harder for the chil...

Watch Video

Tips for Buying at Auction – Part 2

Auction Tip No.3 The third tip for anyone looking to buy a property at auction is to get your ducks in a row. First is finance. I know it sounds very straightforward and simple but the amount of people who actually do turn up at auction without having their finance done is really does amaze me. But the other thing is you need to have it look at...

Watch Video

Mortgage Free at 23

Jack Stevens knows just how short life is. He was only a teenager when his father sadly passed away from cancer at the young and unfair age of just 58. It was a tough time in his life and all the more painful by the fact his father had been working hard to build a large property portfolio - one that would have provided him with a comfortable retire...

Read More

Understanding Lenders Mortgage Insurance (LMI)

Post the Second World War, Australia transformed itself into ‘The Lucky Country’. We opened our doors to large levels of immigration and we had plenty of land, food, water and great weather that made us attractive for many who were fleeing war torn areas of Europe and alike. It was also through this era that we got our second great tag line of ...

Read More

What Properties are considered Risky by Banks?

I think the answer to this question is having an understanding of what properties the bank would be comfortable letting you have lenders mortgage insurance on, and that's a scenario where if you borrow more than 80% of the purchase price, so 85% - 95% of the purchase price, the bank will actually give you lenders mortgage insurance (LMI). There ar...

Watch Video

How can Parents help?

I had a fabulous Christmas party with my Mum's side of the family Christmas just gone. Three exciting things happened. Firstly - I'd pulled together a wonderful negotiation on a large floorplan 2BR apartment in St Kilda for a lovely client who was traveling in Vietnam with her friend. Her Dad had agreed to be her Power of Attorney in the event that...

Read More
Connect with Empower Wealth:
Get in the know - Subscribe to our Newsletter