Empower Blog Investment Planning

Where to Get Started?

As we have highlighted in recent newsletters, Money Planning is a critical factor in achieving your goals and dreams, and the earlier you get started, the better the outcome is likely to be. So, where to begin? Like any other form of planning you may do in life, Money Planning involves the three basic steps of knowing where you are now, knowing w...

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When should you start investing?

One of the decisions that will typically flow from undertaking Money Planning is a decision to get your money and your equity working for you, generally through some form of investment.  One of the most important factors in the returns to be achieved from investing is time.  No matter what investment you choose, the longer you can hold it, the mo...

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Predictability Investing — My Essential Ingredient

So you have some surplus income coming into your household and you don’t know what the best use of this money is? You’ve got choices: Spend it Save it Put it on the Mortgage Payoff debts Use it to borrow more to Acquire another appreciating Asset (Gear or Leverage it). The article is going to focus on the last point, but what...

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A Million Dollar Plus Call

You’ve talked about it, but you are just unsure about what's the right decision? For some it’s do we: 1. Buy another investment Property 2. Hold the existing home and turn it into an investment property and buy the new home 3. Sell existing property to buy an upsize property or reduce debt 4. Sell our current home and investment...

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Did You Make Any Headway To Retirement Last Year?

A new year has arrived and it’s usually this time of the year that one reflects on the past year and reviews the good, the bad and the ugly. A lot of great things happened for me, my family and business in 2010 and very little bad news came our way. For most of you the ugly might have been Collingwood winning the flag, but for me that event was o...

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You Motivate You – But We Can Help

A few months back I attended a professional development day, which is part of holding my qualifications as a licensed finance broker. These types of events can be a bit hit and miss, but I always take the view that you can never stop learning and improving, so even at some of the dud events I usually still get one or two key points or ideas to take...

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Time to Add to your Property Portfolio?

2009 certainly was a better year for property than 2008, with some cities such as Melbourne recording high teen’s in capital growth for the year. Sure this is something every property investor gets excited about and you should, as your wealth base should have grown from your property investment over this period. Given this has been the case an...

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