Empower Blog Human Behaviour

Which is more important | Property, Location or ….?

Look, it's always interesting when someone is making a decision on investing in property but how do they actually decide on which one makes for a great investment for their portfolio? For me, I think they got the focus in the wrong area. I think the focus on the property first where else I think there are a couple of other things that the need focu...

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Profiting from Investment Psychology

Human psychology is a very interesting topic but what does that got to do with Property Investment? Apparently, a lot. CEO & Founder of Empower Wealth, Ben Kingsley started investing in his 20s and now holds a multimillion-dollar portfolio. In the November2014 Issue of Smart Property Investment (SPI) Magazine,  he explains how analysing human'...

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The Top 3 Myths of Financial Planning

So one of the key myths of Financial Planning is that our role is to minimise your tax or reduce your tax bill. The reality is our job is certainly a lot larger than that. It's about looking at the long term objectives, how do we position your portfolio, your investments and your savings to achieve that. Tax is simply a by-product of that. And the ...

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Auction: A Love Hate Relationship

Understanding why there's such a love-hate relationship in why buyers and sellers don't really like the auction process but the real estate agents do is really understanding what's in it for the real estate agent and the first thing is basically, vendor paid advertising for them personally and their business's brand. They've got the big billboards ...

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How to Mitigate Property Risks?

In my last video, I talked to you about the risks of investing in residential property and they are important things to consider. There were five of them. There was legislation risk, gearing risk, general or what I call value risk, tenancy risk, and liquidity risk. Now I want to talk to you today about mitigating those risks. Now when it comes to ...

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John Maynard Keynes – does that name ring a bell for you?

Well if you are someone who has studied economics, it will definitely ring a bell.  Those who haven’t well, this English Economist was influential in helping the world get through the Great Depression, by convincing governments to use fiscal and monetary stimulus to kick-start the global economy with his macro-economic theory around business cyc...

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Is the week before Christmas a good time to buy property?

If you happen to find a property you like in December, you can be savvy and secure it in the weeks leading up to Christmas because as the buyer you generally hold all the negotiating cards at this time.  Once December rolls around, the buying competition becomes thinner as most are thinking more about Christmas day approaching and the related work...

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Investors – Start your engines…

There is always a positive to any negative.  Talk of a housing market bubble, higher interest rates, softening demand for property, worsening affordability and value decreases are all playing on the psychology of those looking to get into the property market. It is fair to report that in most markets across the capitals that we are certainly in...

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