Empower Blog Business Confidence

RBA Rate Decision – October 2014

Hello, the Reserve Board met today and kept interest rates on hold. Well anticipated that they were going to remain on hold and it's certainly a view that they are going to stay lower for longer. That's being about installing confidence into the market place for business to start doing more lending. In the last 4 weeks, there have been some big thi...

Watch Video

RBA Rate Decision – May 2014

Hello, Ben Kingsley here and today the RBA met and release their cash right decision. As anticipated by many, the cash rate was kept on hold at 2.5 percent. In this month I want to talk to you about the big pending discussions which is dominating the financial sector at the moment and that is the budget. Next Tuesday night's budget and what that me...

Watch Video

RBA Rate Decision – April 2014

Today the RBA has left the cash rate on hold at 2.5%. So that's another month where interest rate are at historical low. Now, Glenn Stevens made a parliamentary comment earlier this month, basically saying that they see a period of stable cash rate position and monetary position. Now that's good news for the general economy because what it does ...

Watch Video

RBA Rate Decision – March 2014

The RBA has just announced their decision to keep rates on hold. What we have seen from the start of the year where we had lots of economists still tipping a rate reduction, and a cash rate around 2%, we are currently sitting on 2.5% and the commentary is changing. The flavor of the message from the RBA is changing from a 'we still got some furt...

Watch Video

RBA Rate decision – November 2013

The RBA once again has left interest rates on hold at their board meeting today. So the cash rate still remains at record low levels (2.50%). If we look at the RBA Rate Indicator at the start of November only 5% of the market watchers expected the cash rate to be reduced at this meeting. So where are the rate’s heading?... Well it’s still ver...

Read More

RBA Rate decision – August 2013

As heavily anticipated at its board meeting today the RBA has reduced the cash rate by 0.25% to 2.5%.  Glenn Stephen’s comments earlier this month around having ‘reasonable scope’ to reduce rates follows on from his previous comments regarding the slower than anticipated move in economic activity away from the mining sector into the general ...

Read More

John Maynard Keynes – does that name ring a bell for you?

Well if you are someone who has studied economics, it will definitely ring a bell.  Those who haven’t well, this English Economist was influential in helping the world get through the Great Depression, by convincing governments to use fiscal and monetary stimulus to kick-start the global economy with his macro-economic theory around business cyc...

Read More

RBA Rate decision – July 2013

Although the RBA still has scope to move on rates, as indicated within minutes of its last board meeting, they chose to leave rates on hold this month, which was in line with the market consensus of most economists. Helping them with this decision was the movement in the Australia dollar, which has now found a base around the 92 cents US.  The ...

Read More

How to Calculate Profit from Property Investment

You have heard me say this before, Property Investing is not easy.  It involves large amounts of money and carries risks, from picking a good property to managing cash flows and ongoing costs of holding the property, to poor tenants, to legislative changes, to interest rate rises, the list could go on and on.  But what’s really interesting is ...

Read More

RBA Rates Decision – February 2013

The RBA left interest rates on hold today, which was expected by most economists and commentators, although the inflation data was lower than consensus opening the window for a possible cut.  However the strong employment position would have outweighed the need for a cut right now.  So the cash rate remains at 3.00% This easing cycle has seen ...

Read More

RBA Rates Decision – June 2012

The RBA reduced interest rates by a further 0.25% at its board meeting today, which surprised some analysts following last month’s 0.5% cut.  This move further highlights the RBA’s belief that Australia is not immune to the world financial and economic events going on around us, even though we are still very much reliant on the Chinese and oth...

Read More

The Impact of Risk

In our previous newsletter, we looked at the impact of the capital growth and the yield of an investment asset by considering an example of an investor owning shares in a fictitious company.  The example looked at the different outcome that would result, depending on whether the investor was seeking an investment which offers the prospect of a hig...

Read More

RBA Rates Decision – April 2012

The RBA has held off on a cash rate movement again this month, as they still appear happy with the current economic activity within the economy. Those doing business in the two biggest state economies of Sydney and Melbourne might disagree about the level of growth they are enjoying! But it’s not the RBA’s job to set cash rates for each state; ...

Read More