Empower Blog Property & Financial Investment

The Selective Path: VanEck’s Oct 2025 Summary 

Please Note: This report was created and provided by VanEck. “Inside every cynical person, there is a disappointed idealist.” – George Carlin It has not been difficult this quarter to peruse the financial press and read about lofty valuations, the AI boom and market distortions caused by the rise of select mega-caps. At the same...

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Why Advice Matters More Than Ever

In uncertain times, having someone in your corner who understands both the numbers and the human side of money can make all the difference. That’s exactly what the Financial Advice Association Australia’s (FAAA) 2025 Value of Advice Index highlights: Australians who work with a financial adviser are more confident, satisfied, and secure across...

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(LIVE) RBA Sep 2025 | Is the Property Boom Back? Animal Spirits Are Stirring…

At 2:30pm AEST on 30th September 2025, the Reserve Bank of Australia delivered their latest cash rate decision—and as always, we went LIVE to unpack it all.  Hosted by our very own Ben Kingsley and resident economist Evan Lucas, the session covered far more than just the rate call itself. We explored the many factors shaping the RBA’s ...

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Big News for First-Home Buyers: The 5% First Home Buyer Deposit Scheme Starts Sooner

Buying your first home has always been one of life’s biggest milestones… and one of its biggest challenges. For most Australians, the hardest part isn’t paying the mortgage — it’s saving that elusive deposit. The good news? From 1 October 2025, the Federal Government’s new initiative means first-home buyers can step into the market ...

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Empower Wealth Wins Best Customer Service Award at the Australian Broking Awards 2025

Recognised as Australia’s best, our Mortgage Broking team brings home Customer Service of the Year for the second year in a row. At Empower Wealth, every milestone begins with one thing: delivering the best customer service by always putting our clients first. And when that commitment is recognised on the national stage, it’s a moment worth...

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Two Big Signals Property Owners Can’t Ignore This Month

These two weeks has delivered two major signals that every property buyer and investor should be paying attention to. The Reserve Bank has cut interest rates once again in their August 2025 meeting, and auction markets across the country are heating up to their busiest levels since June. Together, these shifts could reshape how the property ma...

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Life Insurance Comparison with Other Insurance Types

This article is an extract from ClearView. We all understand the importance of insuring our homes and cars to protect these valuable assets. However, many people overlook something even more valuable – their own lives and their ability to earn an income. Protecting these aspects ensures not just financial security but peace of mind for y...

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(LIVE) RBA Aug 2025 | 25 vs 50 Basis Points Cut

The Reserve Bank has just handed down its August cash rate decision, and it’s sparking debate.  Some were tipping a bigger move… others thought they might hold. So, what did they actually do?  In this LIVE reaction, Ben breaks down:  The possible reasoning behind the RBA’s latest decision How the markets are respo...

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From Wall Street to Your Street: August Economic Insights

As the Reserve Bank prepares to deliver its latest cash rate decision this afternoon, the big question is: what’s the state of the economy right now?  From shifts on Wall Street to policy moves in Beijing, here’s what’s influencing the road ahead and why it matters for you:  The latest on the US economy, including the impact...

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Why premiums go up (and what you can do about it)

Note: This article was first released by OnePath here. There are 3 key reasons why your life insurance premiums go up from year to year. While you can't control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover increases differently depending on whether ...

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Difficulties and opportunities: VanEck’s 2025 Q3 Summary 

Please Note: This report was created and provided by VanEck. “In the middle of difficulty lies opportunity” – Albert Einstein. We are in the middle of difficulty. Drafting the quarter’s ViewPoints has been more difficult than in past editions. Why? Because what is influencing markets as we write this may be superseded by somethin...

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(LIVE) RBA July 2025 | Will Trump’s Big Beautiful Bill Affect Our Rate Path?

In a surprising move, the RBA chose to hold interest rates steady this month despite widespread expectations of a cut.  As always, our very own Ben Kingsley and economist Evan Lucas are back to unpack what this decision means.  What’s behind the RBA’s thinking? What’s happening with inflation, employment, and business confide...

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Should I Buy Property Now in Australia? Here’s What the Latest Auction Data (and Our Reel) Is Telling Us

A few weeks ago, we posted a short video on Instagram from a Melbourne auction. It was only 12 seconds long — just a quick pan of the crowd. But the reaction was anything but small. In a matter of hours, the reel racked up 17,000+ views and 40+ shares. That level of engagement told us something important: people are starting to feel the ...

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