Blog post by Empower Wealth

Introducing Property Plan Tracker — Your Property Plan, Finally Trackable

For years, Empower Wealth clients have built their long-term property strategies using detailed Property Portfolio Plans — and until now, there hasn’t been an easy way to do property portfolio plan tracking in real time.

This is exactly why Moorr was created.

Moorr began as an internal tool developed by Empower Wealth to support our Qualified Property Investment Advisers (QPIAs) in building tailored Property Portfolio Plans, and to give clients a simple, structured way to manage their money through the MoneySMARTS system. Over time — as we continued helping thousands of Australians build their wealth — it evolved into a fully-fledged personal finance and property platform available to the public. Today, Moorr acts as the technology companion to Empower Wealth’s strategic advice, allowing clients to connect the numbers in their plan with their real-world financial behaviour.

At Empower Wealth, we’ve always strived to continuously improve our modelling. Earlier this year, we strengthened the Property Portfolio Plan with several modelling enhancements to give our clients a clearer picture of your long-term pathway.

And now, for the first time, those Empower Wealth Property Portfolio Plans can come to life inside Moorr.

We’re excited to introduce Property Plan Tracker — a brand-new feature that transforms the way you approach property portfolio plan tracking, helping you stay aligned with your strategy, check your progress instantly, and move into 2026 with clarity and confidence.

If your strategy included buying a property (owner occupier or investment) at a certain point, you’ll see an icon marking that milestone — and whether your real-world numbers align with the timing.

This is our very first step to turning your static plan into a living, breathing roadmap.

Why We Built Property Plan Tracker

If you’ve ever found yourself wondering:

“Am I still on track?”
“How close am I to my next purchase milestone?”
“Is my cash position where it should be?”
“Has the shifting market changed my timing?”

…you’re not alone.

A strategy is one thing.
Being able to do accurate property portfolio plan tracking is another.

The Property Plan Tracker brings your Empower Wealth plan and your Moorr data together so you can see exactly where you stand — and what should happen next.

See Your Strategy and Your Reality, Side by Side

Inside your Moorr dashboard, you’ll now see two key charts designed to enhance how you approach property portfolio plan tracking.

If you can’t see your plans and you’ve previously completed a Property Portfolio Plan with us, it may be because your plan was created in an older Excel format. Simply reach out to us at [email protected] and our team will manually add your plan into Moorr for you. Please note that while we won’t be able to display past performance, your projected plan from 2025 onwards will be available.

1. Cash Position (Projected vs Actual)

The purple line shows where your plan expected your cash position to be.
The blue line shows your real cash position, based on the balances you keep updated in Moorr — including offset accounts, MoneySMARTS lifestyle accounts, and any linked bank accounts.

2. Debt Position (Projected vs Actual)

Because paying down debt affects your cash position, we also show the total debt figure your plan projected — and where your actual debt currently sits.

The orange line shows where your plan expected your debt position to be.
The red line shows your real debt position, based on the “outstanding loan balances” you keep updated in Moorr. This includes all loan cards such as home loan, credit card loan, car loan etc.

Seeing both charts together gives you a clear picture of whether you’re ahead, behind, or in line with your strategy.

At the moment, every time you update your balances via MyFinancials in Moorr, your property portfolio plan tracking updates instantly.

No more digging through old PDFs.
No more second-guessing.
No more wondering whether you’ve drifted from the plan.

With Transaction Feeds now available in a matter of days (CSV upload today, Open Banking on the way), your cash position will become even more automated, accurate and effortless to maintain.

In a market where property and finance conditions are shifting, having a live, data-driven view of your plan has never been more important.

Next Step

If you’ve completed a Property Portfolio Plan with Empower Wealth, Property Plan Tracker now connects your original projections with real Moorr data — giving you the most accurate, up-to-date form of property portfolio plan tracking available. As mentioned, if you can’t see your plans and you’ve previously completed a Property Portfolio Plan with us, it may be because your plan was created in an older Excel format. Simply reach out to us at [email protected] and our team will manually add your plan into Moorr for you. Please note that while we won’t be able to display past performance, your projected plan from 2025 onwards will be available.

Log in to Moorr to explore your new charts >

And of course, this is just the beginning. Property Plan Tracker is the first step in a larger roadmap designed to bring your entire financial strategy and day-to-day behaviour together inside Moorr.

As such, we’d love to hear your feedback! If you have suggestions or ideas, you can share them with us at empowerwealth.com.au/support — we’d love to hear from you.

Finally, it’s important to remember that your plan isn’t just something you review every few years.
It now becomes part of your day-to-day understanding of where you’re heading.

P.S. Not a client of ours yet and want to learn more about our Property Portfolio Plan? We’d love to help.
Click here to explore what’s involved, or simply complete the free, no-obligation initial consultation form below and our team will reach out to walk you through how it all works.

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Categories: Investment Education, Property Investment Advice

Tags: Moorr, property advice, Property Portfolio Plan, Review