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Mortgage broking articles & tips

Feeling a bit overwhelmed in trying to find the right loan for your property? There are many different things to think about when getting a home loan, and some you might not have even considered. Check out our videos and articles to learn what to look out for when finding a mortgage broker to make this process as easy and streamlined as possible.

The ‘flour jar’ method of saving for a house

Last week, you might have noticed a video of Bryce and Ben circulating around Facebook talking about the ‘flour jar’ method of saving for a house! Yup, that’s right! Our podcast, The Property Couch has partnered with Realestate.com.au to produce a series of videos and articles to help more Australians realise their true potential around money...

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First Home Super Saver Scheme – What is it?

In this How To session, I want to talk about the 2017 Federal Budget. Treasurer Scott Morrison has announced a First Home Super Saver Scheme. Now, this Saver Scheme is all about trying to help first home buyers save for a deposit. Let's look at how it works. Effectively what you can do is, you can salary sacrifice into your super a maximum of $15,0...

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RBA Rate Decision – May 2017

Today Governor Lowe and the Reserve board met, and the kept the cash rate on hold once again in May. That keeps the cash rate at 1.5%, so monetary policy remains on hold, but we now are coming to the month of federal budgets and state budgets. And this is where we start to look at fiscal policy. So what are our state governments and also our federa...

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New Initiatives for First Home Buyers (VIC)

In an effort to address housing affordability, and potentially the political pressure around this topic at the moment; the Victorian State Government has drafted some new initiatives to help first home buyers get into the marketplace. Let's have a look at what they are: If you're buying a property up to the value of $600,000, you will no longer ...

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RBA Rate Decision – April 2017

Today Governor Lowe and the Reserve Board met, and they've kept the Cash Rate on hold at 1.5% for April 2017. Now there is a lot of commentary on the marketplace over the last month around property, and I want to get to that in a minute. Let's just quickly wrap up what's happening in terms of the world market and mainly the US. We did see the Cash ...

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RBA Rate Decision – March 2017

Today Governor Lowe and the Board met, and they kept the cash rate on hold at 1.5% for another month. Now it was an interesting February in regards to what's been happening globally, and I want to talk about that story because we start to see GDP numbers from around the globe starting to be reported. Let's start with the US. We saw some very goo...

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Beating The Lending System

Hi, Ben Kingsley here with another How to Session. This one is a little bit more of a serious How to session because I want to talk about potential fraud in regards to lending fraud. Now we've seen the APRA which is the Australian Prudential Regulation Authority make some significant changes to the way in which consumers can borrow money to inve...

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RBA Rate Decision – February 2017

At the first board meeting of 2017, the Reserve Governor and the Board met and they've kept interest rates on hold. It's been a while since we last caught up you know. We last met in December so there's been a lot of data that I've wanted to share with you and talk through, and a lot of developments that have been happening in the housing market. ...

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RBA Rate Decision – December 2016

So much to talk about in this December Rates Announcement! Firstly, we'll start with interest rates on hold at 1.50%. The Reserve Governor and the Board met and kept rates on hold. Now, what's fascinating is if we had have waited another day, when our GDP numbers came out in Australia, we could have seen a different result. As you know, there's ...

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Smoke and Mirrors

Like any other sector, there are tricks of the real estate trade that a property investor needs to be aware of. In order to ensure that you aren’t paying any unnecessary costs when investing into a new property, this article provides tips and analogies of what to avoid and look out for when dealing with real estate agents. In order to help you st...

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RBA Rate Decision – November 2016

On this Melbourne Cup Day, Governor Lowe and his Board met, and they've kept interest rates on hold. It is an interesting time in our economy at the moment because the RBA is wrestling with one big problem and that is the growing amount of household debt. We are starting to see the household debt to GDP ratio increasing, and that is concerning. Wha...

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