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Mortgage broking articles & tips

Feeling a bit overwhelmed in trying to find the right loan for your property? There are many different things to think about when getting a home loan, and some you might not have even considered. Check out our videos and articles to learn what to look out for when finding a mortgage broker to make this process as easy and streamlined as possible.

RBA Rates Decision – February 2013

The RBA left interest rates on hold today, which was expected by most economists and commentators, although the inflation data was lower than consensus opening the window for a possible cut.  However the strong employment position would have outweighed the need for a cut right now.  So the cash rate remains at 3.00% This easing cycle has seen ...

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Banks to Move on Rates outside of RBA Call

There has been some media activity within the finance industry and also within the consumer space around speculation that a bank or some lending institutions will move their interest rates down, outside of the RBA cash rate announcement. The speculation has arisen due to the easing in the costs of wholesale funds, which in simple terms is the co...

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RBA Rates Decision – December 2012

The Reserve Bank of Australia (RBA) has delivered an early Christmas gift for mortgage Holders with a rate cut of 0.25%. This brings the cash rate to 3.00%, which is at the level seen during the depths of the GFC.  So great news for those who hold debt, but not so pleasing to those who have savings deposits, as this will result in less interest in...

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Ben Kingsley on 10 Home Buyer Traps

Buying your home will undoubtedly be the biggest purchase you'll ever make, so you want to make sure you get it right. In the November 2012 Issue of the Money Magazine, Ben Kingsley is interviewed to provide the Top 10 Home Buyer Traps, identifying the most common Mistakes/Pitfalls that home buyers can make. Amongst the common mistakes that Ben lis...

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When is the RIGHT Time to buy your First Home?

In the November issue of Money Magazine I contributed to an article written by Maria Bekiaris on the 10 Home Buyer Traps, which was all about the pitfalls waiting for home buyers to avoid costly mistakes. (It’s a great article by Maria, so get the November issue of Money). The article got me thinking about the first homer buyers and how I ofte...

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The Impact of Leverage

In earlier articles in this series, we have been discussing the “inputs” that will be required for an Investment Strategy talking about the different ways that money, time and knowledge will be required to plan, implement and manage an Investment Strategy and their impacts on the outcome of that strategy.  In the previous article, we discussed...

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What does AFL, NRL and Mortgages Have in Common?

We love our sports; all the competitiveness and excitement that comes with it.  Have you ever wondered if the same spirit of sportsmanship also applies to scoring a good mortgage? Over the weekend we have seen the two major sporting codes Grand Finals.  These sporting contests are all about making ground on your opposition and putting scoreboa...

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Property Panel – Fixing your Interest Rates

Fixed interest rate and variable interest rate is another one a common debate points when choosing a mortgage loan. Sometimes, a fixed interest rate can be quite an advantage but on other times, it may be the cause of a difficult financial position. In this session of Melbourne Property TV (MPTV) Panel, Ben Kingsley and the panel discuss about the ...

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RBA Rates Decision – October 2012

The RBA has reduced the cash rate at its October Board Meeting by 0.25%.  This brings the cash rate down to 3.25%. Most market analysts were split 50/50 on this decision to reduce rates, but for an economy that is definitely showing signs of slowing, it comes as welcome news to a mortgage holder. How welcome that news is will be left i...

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RBA Rates Decision – September 2012

The RBA today decided to keep the official cash rate at 3.5%, which was in line with economists and market expectations.  This decision was most likely made without the full impacts of several key data releases yesterday being fully assessed, but which point to a further slowing in the Australian economy. Here is a summary of some of the data, ...

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