Money Management Articles & Tips

17/02/2011
Money Management

Predictability Investing — My Essential Ingredient

So you have some surplus income coming into your household and you don’t know what the best use of this money is? You’ve got choices: Spend it Save it Put it on the Mortgage Payoff debts Use it to borrow more to Acquire another appreciating Asset (Gear or Leverage it). The article is going to focus on the last point, but what...

17/02/2011
Money Management

Why is Money Planning Important?

Imagine for a moment that you have decided that you want a new Home. However, to this point you haven’t thought about what you want the home to look like, how many bedrooms, living areas, or outdoor spaces it should have, how much it might cost, or how you are going to pay for it. How likely do you think it is that you will get what you want w...

10/12/2010
Money Management

What is Money Planning? (MONEY)

Over the past few months, you may have noticed the phrase “Money Planning” appearing in communications from Empower Wealth and wondered what it means. Not to be confused with Financial Planning, we have invented the term Money Planning to describe a new range of services designed to assist our clients to get the most from their money. So, wh...

09/07/2010
Money Management

PAYG Withholding Variation Option

In simplistic terms this means the ATO is happy to help you from a cash flow point of view in meeting your money needs throughout the course of the new financial year. Michael Pope—Empower Wealth’s Money & Wealth Planner thinks it’s a real positive for investors. “Most people opt to get a nice little bonus come tax return time, bu...

08/07/2010
Investment Education

The Tangible and the Intangible Measure of Money

This month marks the month that we first launched our Private Client Wealth Division to a pilot group of existing customers. Since that date over 80 clients have attended our private dinner function to showcase these new professional services. So what is our Private Client Wealth Advisory Service? Well, it’s a complete cash flow and wealth crea...

10/12/2009
Investment Education

US Economy heading into the festive season and 2010

US consumer sentiment unexpectedly fell in November while the trade deficit widened by more than forecast in September, which appears to be in line with the Federal Reserve's view of a fragile economic recovery. Chicago Fed President Charles Evans said US monetary policy will remain "highly accommodative" for quite some time, and possibly beyo...

19/10/2009
Money Management

Cash Flow You Didn’t Know You Had…..

The management of cash flow and the provisioning for future cash flow is critical in helping to build a long term wealth base. There is no benefit in buying real estate and not being able to hold onto it for a traditional full value cycle, because the entry, holding and exit fees are usually high, so you are reliant on the value to compound signifi...