Start Here  
Book your free
appointment
  • This field is for validation purposes and should be left unchanged.

Money management articles & tips

How confident are you that the way you currently manage your money is the best way, and that you are effectively capturing your surplus cash flow? Check out our informative articles for tips on successful money management and learn how cash flow management is essential to successful property investment and how it can impact on your lifestyle in retirement.

Another look at Predicting the Future

In a previous article, we discussed one of the key factors in developing a long-term wealth building strategy  -  the need to “predict”, or at least make assumptions about, how key variables affecting the outcome of the strategy will change in the future.  For example, a strategy involving the use of borrowed money will need to include an as...

Read More

Predicting the Future

In previous articles, we have been looking at the inputs to and outcomes from an investment strategy, and have identified the return on an investment asset, generally made up of some combination of growth and yield, as a key measure of the performance of that asset. We are able to obtain information on the recent growth and current yield of diff...

Read More

Another Look at Risk

In previous articles, we have been looking at the inputs to and outcomes from an investment strategy.  We have looked at the way the amount of money, the amount of time and the amount of knowledge that you put into an investment can influence the outcome, and how the use of other people’s time, money and knowledge ( which we referred to as lever...

Read More

Another look at Leverage

In earlier articles in this series, we have been discussing the “inputs” that will be required for an Investment Strategy, talking about the different ways that money, time and knowledge will be required to plan, implement and manage an Investment Strategy and how these factors may impact on the outcome of that strategy. In the previous arti...

Read More

The Impact of Leverage

In earlier articles in this series, we have been discussing the “inputs” that will be required for an Investment Strategy talking about the different ways that money, time and knowledge will be required to plan, implement and manage an Investment Strategy and their impacts on the outcome of that strategy.  In the previous article, we discussed...

Read More

Why budgets don’t work!

Budgets are a bit like driving your car down the road with your windscreen totally blacked out only looking through the rear vision mirror - they simply measure history but that’s not enough.  Let me illustrate. Have you ever been guilty of impulse spending?  Whether it’s the pair of jeans you bought when you were meant to be just wind...

Read More

Nothing ever Changes if Nothing Ever Changes

Have you considered if your retirement income will sustain your lifestyle? If not perhaps it is time to put away the fear of change and act now. Households are going to be in for a rude shock in retirement, as they come to terms with reduced income and the impact on their lifestyle unless they start acting now. There is a rule of thumb to help ...

Read More

Return on Investment

What defines Return on Investment and how it differs for Property and other Financial Assets? And how do you align your expectation and the reality of the returns? In previous articles we've been discussing the “outputs” that we are seeking from an Investment Strategy.  Most importantly, we will be looking for ongoing capital growth o...

Read More

The Impact of Knowledge

Previously, we've discussed the “inputs” that will be required for an Investment Strategy starting off by talking about the different ways that money and time will be required to implement an investment strategy and their impacts on the outcome of that strategy. Another key input that will be required of any prospective investor is knowledge...

Read More

The Impact of Time

In a previous article, we began discussing the “inputs” that will be required for an Investment Strategy by talking about the role of money. Another key factor in any investment will be time, and time influences the outcome of an investment strategy in a number of different ways. The Investor's Time The first aspect of time that we need to c...

Read More

The Impact of Money

In recent newsletters, we have been discussing the “outputs” that we are seeking from an Investment Strategy. Most importantly, we will be looking for ongoing capital growth of our investment asset, i.e. that the value of the asset grows over time, a yield, or ongoing income stream, from the asset, e.g. dividends from a share portfolio or renta...

Read More
Connect with Empower Wealth:
Get in the know - Subscribe to our Newsletter