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RBA Cash Rate September 2019

G'day and welcome to September and on the first Tuesday of this month Governor Lowe and the RBA Board met and they kept the cash rate on hold at 1%. Now, some punters might have been thinking, “Well are we going another 25% lower?”, but really most economist believe that's going to be next month. So I suspect the board decided not to spook t...

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How Do Mortgage Insiders Feel About The Market?

APRA’s approach to managing investor lending has raised some concerns and question marks for the property investment industry. But a new survey conducted by PIPA, as recently explained in Your Investment Property Magazine, proves that property professionals are rightfully optimistic. Ben, also Chair of PIPA, is excited about the level o...

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Pay off the mortgage or invest – How to do both?

Investors often face with one common question when their savings grow: Should I pay off the mortgage or invest? With interest rates at its all time low and an outperforming property market, some might think that it is an obvious choice but how sure are you? In this Money Magazine's August 2016 Edition, Bryce shares his point of view on how you can ...

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2016 Mortgage and Lending Outlook

Here are the other parts of the 2016 Outlook: Australian Property Market Outlook: Part 1: Sydney & Regional NSW Part 2: Melbourne & Regional VIC Part 3: Queensland, Australian Capital Territory and South Australia Part 4: Northern Territory, Western Australia and Tasmania   Global Economy and Equity Market Outlook Part 1:...

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RBA Rate Decision – August 2015

Today the Governor and the Reserve Board met and kept interest rates on hold for another month. Now, they are continuing to stay at record low levels where the cash rate remains at 2%. Now for a first in this commentary series that you may have seen or may not have seen before, I'm going to actually cut to some audio of Glenn Stevens presenting a...

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SMSF Lending 101: Unlocking the Additional Equity

One of the most powerful options you can utilize if you have a Self Managed Superannuation Fund (SMSF) is to leverage and borrow into property. Unfortunately, many individuals either do not know about self-managed super funds or they simply do not understand the concept because it can seem at first to be quite complicated. However, those who take...

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Is Now the Right Time to be Fixing your Loan?

So is now the right time to be fixing your home loan? One thing that I want to talk about today is to try and explain to you how fixed rates works versus how variable rates works. The first part of this story is, variable rates which is obviously the rates that we see changing when the RBA does their cash rate decision is what we set those variab...

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What could go Wrong at Unconditional?

A couple of things that could go wrong once a contract proceeds unconditionally is the finance. The Finance may not have been in place so there might be a couple of special conditions that the bank imposes that the clients weren't aware of at the time. Examples could be, they require you to pay out of Visa cards prior to settlement just to bring ...

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