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RBA Cash Rate October 2019: Third Time Lucky?

Today Governor Lowe and the Reserve Board met for the first Tuesday of October and they've cut the cash rate. Now, 75% of economists believed that this was going to be the case.  If you were listening to some of the commentary last week from Governor Phillip Lowe around his concerns in the market, it was pretty clear that he was signalling to the ...

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RBA Cash Rate June 2019: The Cash Rate Announcement We’ve All Been Waiting For

Today Governor Lowe and the Reserve Board met and, yes, we have a rate movement. That's right — a 25 basis point cut, bringing the cash rate down from 1.5% down to 1.25%. For all you data nuts, I'm going to give you a little bit of a backstory in regards to where the cash rate has been. So it is the first rate move of any rate movement since ...

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What to Do When the Banks Say “No”

Been rejected by the bank? Need loan approval? Ben and Bryce's 5-page feature in Your Investment Property Magazine is a very timely yet timeless insight into what the banks REALLY look for when assessing your loan. With in excess of 3.5 million borrowing applications declined each year, the rise in loan rejections by banks is a very real possi...

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The Art of Money Management

Hi, Ben Kingsley here. In this How To Session, I want to talk to you about the art of money management. Some might argue that it's a science but, for me, it's definitely an art. There's no scientific aspect to it, but there are some rules that you need to follow. Most of us have attempted to use a budget before — a very typical or standard budge...

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5 Golden Tips for getting Finance in this Changing Landscape

Today I want to talk to you about some tips on getting finance in the current environment because we know that the landscape has changed with APRA intervening 12 – 18 months ago to try and take some heat out of the property market. But it's still a very good time to be playing the long game and buying really great properties in the marketplace�...

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