Empower Blog Investment Property Plan

When Should You Renovate Your Investment Property?

In a previous How To Session, Three Cheap Cosmetic Renovations You Can consider, I talked about getting the best bang for your buck when it comes to a cheap cosmetic renovation. In this How To Session I'm going to focus on, “When should I do a renovation on my investment property?” Quite often, from people transitioning their renters, I get as...

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Why do you need a Property Wealth Plan?

So you're thinking about investing in property. Well, let me share with you the importance of planning and getting it right in the first time. I'm going to use this example. Take a look at this beautiful home, lovely floor plan as well isn't it? Well, the reality is, that house couldn't have been achieve and that outcome couldn't have been achie...

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SMSF Lending 101: Unlocking the Additional Equity

One of the most powerful options you can utilize if you have a Self Managed Superannuation Fund (SMSF) is to leverage and borrow into property. Unfortunately, many individuals either do not know about self-managed super funds or they simply do not understand the concept because it can seem at first to be quite complicated. However, those who take...

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The Route to Success

In this July 2013 issue of Smart Property Investment Magazine, Ben writes about the route to success in property investment by having a property investment plan that works for you. Although strategy is essential to property investment success, but what exactly should a 'professional' property investment plan include? In this article Ben explains th...

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What has Bungy Jumping got to do with Property Investing?

It was the summer of 93 and I’d just entered my first year at Uni ready to embrace the freedom of life ahead of me… one full of expectation, opportunity and adventure.  It was the year I turned 18 and a bunch of my mates had all pitched in to buy a bungy jump experience for my birthday.  We’d recently just come back from our schoolies week ...

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Nothing ever Changes if Nothing Ever Changes

Have you considered if your retirement income will sustain your lifestyle? If not perhaps it is time to put away the fear of change and act now. Households are going to be in for a rude shock in retirement, as they come to terms with reduced income and the impact on their lifestyle unless they start acting now. There is a rule of thumb to help ...

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From Action to Measurement

In last month’s newsletter ( available from our website ), we outlined two key steps needed to take your Money Plan and put it into action - getting your existing money working as hard as possible for you, and taking control of your spending. These two steps can be achieved by implementing the Account Structures and cash flow strategies that form...

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From Plan to Strategy

In previous newsletters, we have discussed the first two stages in Money Planning - knowing where you are now and deciding where you want to be (and when).  The next step in the process is to develop some ideas about different strategies you may adopt to get from your current situation to your desired future state and the pros and cons of each pos...

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A Great Time to Start is NOW

As we begin the new Financial Year, most people can expect to receive some key information regarding their financial situation - employees will be receiving their PAYG Payment Summaries (Group Certificates) for the year and most people will also be receiving statements from their Superannuation Fund(s) which will give an insight into the wealth bas...

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When should you start investing?

One of the decisions that will typically flow from undertaking Money Planning is a decision to get your money and your equity working for you, generally through some form of investment.  One of the most important factors in the returns to be achieved from investing is time.  No matter what investment you choose, the longer you can hold it, the mo...

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