Empower Blog Financial Planning

Is your financial plan protected?

A financial plan is a powerful thing, but it’s most effective when supported by a solid protection strategy. Why take out personal insurance? Put simply, it can help smooth out some of the unexpected turbulence that we sometimes encounter in life, just as motor vehicle insurance can help take the financial shock out of road accidents. If y...

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900th “5 stars” Google Review AND more!

At Empower Wealth, we’re all about helping Australians take control of their finances and build a better future and this month, we’re excited to share some incredible milestones that show the impact of this journey!! NPS and Google Reviews Getting a high Net Promoter Score (NPS) is no small task. In fact, most banks, insurers, and wealth...

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What is indexation and how does it work?

Indexation is an optional benefit on life insurance policies designed to ensure you’ll always have the same financial freedom in the event of a claim. Not all insurance policies offer indexation. But for those that do, it works by offering you an increase to the sum insured in your policy at each policy anniversary. This increase is designed ...

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Changes to super from 1 July 2024

Key takeaways: On 1 July 2024, the SG rate which determines the minimum percentage of your salary that your employer must contribute to your super fund, will increase from 11% to 11.5% The cap on concessional (before-tax) super contributions will increase from $27,500 to $30,000 per year The non-concessional (after-tax) super contributio...

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Myeloma Awareness: Protecting Your Finances in the Face of Health Challenges

In the news recently was the story regarding Sandy Roberts, a leading TV journalist, who was recently diagnosed with a rare cancer called Myeloma that he didn’t even know he had until he went into hospital to get checked after a fall. You can read all about Sandy below. https://www.news.com.au/sport/afl/legendary-commentator-sandy-roberts-dia...

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Merry Christmas and a Happy New Year from the Empower Wealth Team!

Hi everyone and Merry Christmas to all! In this year’s 2019 Christmas message, I wanted to focus on a theme around financial peace. I mean, the year has been challenging for some —a bit of economic uncertainty, a bit of job uncertainty — but the bright spot in the second half of the year has definitely been the property market. And that hopef...

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Defence: The Secret to Protect Your Portfolio and Prevent The Worst From Ever Happening

Hi, Ben Kingsley here. In our best-selling book The Armchair Guide To Property Investing - How to retire in $2,000 a week we talk about the Property Investment Formula. This includes Asset Selection, Borrowing Power, Cash Flow Management and Defence. In this how-to video I'm going to take a deeper dive into Defence. When you think about defence, w...

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Merry Christmas & That’s a Wrap, 2018!

Hi Ben Kingsley here, Managing Director of Empower Wealth. And, yep, it's that time of the year again — I'm sure the hat gave it away — but it's my Christmas and calendar year wrap for Empower Wealth! It has been a massive year for Empower Wealth, and each year I like to check in with you to share some of the achievements and milestones that ha...

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